Berkshire Hathaway Inc (BRK-B)vsNorthpointe Bancshares, Inc. (NPB)
BRK-B
Berkshire Hathaway Inc
$488.13
+1.98%
FINANCIAL SERVICES · Cap: $1.02T
NPB
Northpointe Bancshares, Inc.
$17.30
+2.67%
FINANCIAL SERVICES · Cap: $603.45M
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 149152% more annual revenue ($375.39B vs $251.52M). NPB leads profitability with a 35.1% profit margin vs 19.3%. NPB trades at a lower P/E of 7.8x. NPB earns a higher WallStSmart Score of 72/100 (B).
BRK-B
Buy62
out of 100
Grade: C+
NPB
Strong Buy72
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Earnings expanding 119.6% YoY
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.5B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 46.1%
Revenue surging 27.9% year-over-year
Earnings expanding 26.5% YoY
Areas to Watch
4.4% revenue growth
Weak financial health signals
Expensive relative to growth rate
Smaller company, higher risk/reward
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-B
The strongest argument for BRK-B centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.
Bull Case : NPB
The strongest argument for NPB centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 35.1% and operating margin at 46.1%. Revenue growth of 27.9% demonstrates continued momentum.
Bear Case : BRK-B
The primary concerns for BRK-B are Revenue Growth, Piotroski F-Score, PEG Ratio.
Bear Case : NPB
The primary concerns for NPB are Market Cap, Debt/Equity. Debt-to-equity of 2.97 is elevated, increasing financial risk.
Key Dynamics to Monitor
BRK-B profiles as a value stock while NPB is a growth play — different risk/reward profiles.
NPB is growing revenue faster at 27.9% — sustainability is the question.
BRK-B generates stronger free cash flow (5.5B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
NPB scores higher overall (72/100 vs 62/100), backed by strong 35.1% margins and 27.9% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Northpointe Bancshares, Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Northpointe Bancshares, Inc. is the bank holding company for Northpointe Bank provides various banking products and services. The company is headquartered in Grand Rapids, Michigan.
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