Berkshire Hathaway Inc (BRK-B)vsNorthpointe Bancshares, Inc. (NPB)
BRK-B
Berkshire Hathaway Inc
$541.34
-0.30%
FINANCIAL SERVICES · Cap: $1.14T
NPB
Northpointe Bancshares, Inc.
$16.19
+2.73%
FINANCIAL SERVICES · Cap: $533.94M
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 155807% more annual revenue ($384.69B vs $246.74M). NPB leads profitability with a 33.2% profit margin vs 22.3%. NPB trades at a lower P/E of 7.2x. BRK-B earns a higher WallStSmart Score of 74/100 (B).
BRK-B
Strong Buy74
out of 100
Grade: B
NPB
Buy56
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 32.6%
Earnings expanding 107.8% YoY
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 34.5%
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
Revenue declined 13.3%
Earnings declined 31.6%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-B
The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.
Bull Case : NPB
The strongest argument for NPB centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 33.2% and operating margin at 34.5%.
Bear Case : BRK-B
The primary concerns for BRK-B are PEG Ratio.
Bear Case : NPB
The primary concerns for NPB are Market Cap, Revenue Growth, EPS Growth. Debt-to-equity of 2.66 is elevated, increasing financial risk.
Key Dynamics to Monitor
BRK-B profiles as a mature stock while NPB is a declining play — different risk/reward profiles.
BRK-B is growing revenue faster at 10.0% — sustainability is the question.
BRK-B generates stronger free cash flow (5.6B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
BRK-B scores higher overall (74/100 vs 56/100), backed by strong 22.3% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Northpointe Bancshares, Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Northpointe Bancshares, Inc. is the bank holding company for Northpointe Bank provides various banking products and services. The company is headquartered in Grand Rapids, Michigan.
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