Berkshire Hathaway Inc (BRK-A)vsYirendai Ltd (YRD)
BRK-A
Berkshire Hathaway Inc
$755,943.11
-0.13%
FINANCIAL SERVICES · Cap: $1.08T
YRD
Yirendai Ltd
$1.08
+2.86%
FINANCIAL SERVICES · Cap: $102.36M
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 7473% more annual revenue ($384.69B vs $5.08B). BRK-A leads profitability with a 22.3% profit margin vs -13.5%. YRD appears more attractively valued with a PEG of 1.24. BRK-A earns a higher WallStSmart Score of 73/100 (B).
BRK-A
Strong Buy73
out of 100
Grade: B
YRD
Hold45
out of 100
Grade: D
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 32.6%
Earnings expanding 107.8% YoY
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Strong operational efficiency at 27.1%
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of -11.5% — below average capital efficiency
Revenue declined 41.1%
Earnings declined 10.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.
Bull Case : YRD
The strongest argument for YRD centers on Price/Book, Debt/Equity, Altman Z-Score. PEG of 1.24 suggests the stock is reasonably priced for its growth.
Bear Case : BRK-A
The primary concerns for BRK-A are PEG Ratio.
Bear Case : YRD
The primary concerns for YRD are Market Cap, Return on Equity, Revenue Growth.
Key Dynamics to Monitor
BRK-A profiles as a mature stock while YRD is a turnaround play — different risk/reward profiles.
YRD carries more volatility with a beta of 1.16 — expect wider price swings.
BRK-A is growing revenue faster at 10.0% — sustainability is the question.
BRK-A generates stronger free cash flow (5.6B), providing more financial flexibility.
Bottom Line
BRK-A scores higher overall (73/100 vs 45/100), backed by strong 22.3% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Yirendai Ltd
FINANCIAL SERVICES · CREDIT SERVICES · China
Yiren Digital Ltd., is an online consumer finance marketplace connecting borrowers and investors in the People's Republic of China.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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