Berkshire Hathaway Inc (BRK-A)vsUnited Bancorp Inc (UBCP)
BRK-A
Berkshire Hathaway Inc
$763,167.00
-0.63%
FINANCIAL SERVICES · Cap: $1.05T
UBCP
United Bancorp Inc
$15.79
+1.87%
FINANCIAL SERVICES · Cap: $88.51M
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 1162867% more annual revenue ($375.39B vs $32.28M). UBCP leads profitability with a 24.1% profit margin vs 19.3%. UBCP trades at a lower P/E of 11.3x. BRK-A earns a higher WallStSmart Score of 61/100 (C+).
BRK-A
Buy61
out of 100
Grade: C+
UBCP
Buy50
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Earnings expanding 119.6% YoY
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Generating 5.5B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Strong operational efficiency at 23.4%
Areas to Watch
4.4% revenue growth
Expensive relative to growth rate
2.7% earnings growth
Smaller company, higher risk/reward
Elevated debt levels
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, EPS Growth, Debt/Equity. Profitability is solid with margins at 19.3% and operating margin at 14.3%.
Bull Case : UBCP
The strongest argument for UBCP centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.1% and operating margin at 23.4%.
Bear Case : BRK-A
The primary concerns for BRK-A are Revenue Growth, PEG Ratio.
Bear Case : UBCP
The primary concerns for UBCP are EPS Growth, Market Cap, Debt/Equity. Debt-to-equity of 1.74 is elevated, increasing financial risk.
Key Dynamics to Monitor
BRK-A profiles as a value stock while UBCP is a mature play — different risk/reward profiles.
BRK-A carries more volatility with a beta of 0.61 — expect wider price swings.
UBCP is growing revenue faster at 6.4% — sustainability is the question.
BRK-A generates stronger free cash flow (5.5B), providing more financial flexibility.
Bottom Line
BRK-A scores higher overall (61/100 vs 50/100), backed by strong 19.3% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →United Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
United Bancorp, Inc. is the banking holding company for Unified Bank providing commercial and retail banking services in Ohio. The company is headquartered in Martins Ferry, Ohio.
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