Berkshire Hathaway Inc (BRK-A)vsNBT Bancorp Inc (NBTB)
BRK-A
Berkshire Hathaway Inc
$755,649.06
+0.46%
FINANCIAL SERVICES · Cap: $1.09T
NBTB
NBT Bancorp Inc
$50.85
-0.72%
FINANCIAL SERVICES · Cap: $2.64B
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 53048% more annual revenue ($384.69B vs $723.81M). NBTB leads profitability with a 29.6% profit margin vs 22.3%. NBTB appears more attractively valued with a PEG of 2.66. NBTB earns a higher WallStSmart Score of 74/100 (B).
BRK-A
Strong Buy74
out of 100
Grade: B
NBTB
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 32.6%
Earnings expanding 107.8% YoY
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 41.4%
Earnings expanding 131.8% YoY
Keeps 30 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.
Bull Case : NBTB
The strongest argument for NBTB centers on Price/Book, Operating Margin, EPS Growth. Profitability is solid with margins at 29.6% and operating margin at 41.4%. Revenue growth of 17.8% demonstrates continued momentum.
Bear Case : BRK-A
The primary concerns for BRK-A are PEG Ratio.
Bear Case : NBTB
The primary concerns for NBTB are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
BRK-A profiles as a mature stock while NBTB is a growth play — different risk/reward profiles.
BRK-A carries more volatility with a beta of 0.60 — expect wider price swings.
NBTB is growing revenue faster at 17.8% — sustainability is the question.
BRK-A generates stronger free cash flow (5.6B), providing more financial flexibility.
Bottom Line
BRK-A scores higher overall (74/100 vs 74/100), backed by strong 22.3% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →NBT Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
NBT Bancorp Inc., a financial holding company, offers commercial banking, retail banking and wealth management services. The company is headquartered in Norwich, New York.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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