WallStSmart

Berkshire Hathaway Inc (BRK-A)vsGerman American Bancorp Inc (GABC)

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Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 98753% more annual revenue ($375.39B vs $379.75M). GABC leads profitability with a 37.4% profit margin vs 19.3%. GABC appears more attractively valued with a PEG of 1.46. GABC earns a higher WallStSmart Score of 72/100 (B).

BRK-A

Buy

61

out of 100

Grade: C+

Growth: 6.7Profit: 6.5Value: 5.0Quality: 7.0
Piotroski: 4/9Altman Z: 2.59

GABC

Strong Buy

72

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 6.3Quality: 5.8
Piotroski: 5/9Altman Z: -0.52

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-A6 strengths · Avg: 8.8/10
Market CapQuality
$1.11T10/10

Mega-cap, among the largest globally

EPS GrowthGrowth
119.6%10/10

Earnings expanding 119.6% YoY

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

P/E RatioValuation
15.3x8/10

Attractively priced relative to earnings

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$5.45B8/10

Generating 5.5B in free cash flow

GABC6 strengths · Avg: 8.8/10
Profit MarginProfitability
37.4%10/10

Keeps 37 of every $100 in revenue as profit

Operating MarginProfitability
48.8%10/10

Strong operational efficiency at 48.8%

Debt/EquityHealth
0.149/10

Conservative balance sheet, low leverage

P/E RatioValuation
13.4x8/10

Attractively priced relative to earnings

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

EPS GrowthGrowth
21.4%8/10

Earnings expanding 21.4% YoY

Areas to Watch

BRK-A2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

PEG RatioValuation
9.682/10

Expensive relative to growth rate

GABC2 concerns · Avg: 2.5/10
Market CapQuality
$1.91B3/10

Smaller company, higher risk/reward

Altman Z-ScoreHealth
-0.522/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-A

The strongest argument for BRK-A centers on Market Cap, EPS Growth, Debt/Equity. Profitability is solid with margins at 19.3% and operating margin at 14.3%.

Bull Case : GABC

The strongest argument for GABC centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 37.4% and operating margin at 48.8%. Revenue growth of 11.0% demonstrates continued momentum.

Bear Case : BRK-A

The primary concerns for BRK-A are Revenue Growth, PEG Ratio.

Bear Case : GABC

The primary concerns for GABC are Market Cap, Altman Z-Score.

Key Dynamics to Monitor

BRK-A profiles as a value stock while GABC is a mature play — different risk/reward profiles.

BRK-A carries more volatility with a beta of 0.61 — expect wider price swings.

GABC is growing revenue faster at 11.0% — sustainability is the question.

BRK-A generates stronger free cash flow (5.5B), providing more financial flexibility.

Bottom Line

GABC scores higher overall (72/100 vs 61/100), backed by strong 37.4% margins and 11.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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German American Bancorp Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

German American Bancorp, Inc. is the banking holding company of German American Bank providing retail and commercial banking services. The company is headquartered in Jasper, Indiana.

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