WallStSmart

Berkshire Hathaway Inc (BRK-A)vsFive Star Bancorp (FSBC)

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Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 237899% more annual revenue ($375.39B vs $157.73M). FSBC leads profitability with a 42.5% profit margin vs 19.3%. FSBC trades at a lower P/E of 13.7x. FSBC earns a higher WallStSmart Score of 67/100 (B-).

BRK-A

Buy

61

out of 100

Grade: C+

Growth: 6.7Profit: 6.5Value: 5.0Quality: 7.0
Piotroski: 4/9Altman Z: 2.59

FSBC

Strong Buy

67

out of 100

Grade: B-

Growth: 9.3Profit: 7.5Value: 6.0Quality: 5.0
Piotroski: 5/9Altman Z: -0.70

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-A6 strengths · Avg: 9.2/10
Market CapQuality
$1.02T10/10

Mega-cap, among the largest globally

Price/BookValuation
1.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
119.6%10/10

Earnings expanding 119.6% YoY

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.0x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$5.45B8/10

Generating 5.5B in free cash flow

FSBC6 strengths · Avg: 8.8/10
Profit MarginProfitability
42.5%10/10

Keeps 43 of every $100 in revenue as profit

Operating MarginProfitability
60.3%10/10

Strong operational efficiency at 60.3%

Debt/EquityHealth
0.199/10

Conservative balance sheet, low leverage

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
26.9%8/10

Revenue surging 26.9% year-over-year

Areas to Watch

BRK-A2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

PEG RatioValuation
9.682/10

Expensive relative to growth rate

FSBC2 concerns · Avg: 2.5/10
Market CapQuality
$919.60M3/10

Smaller company, higher risk/reward

Altman Z-ScoreHealth
-0.702/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-A

The strongest argument for BRK-A centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.

Bull Case : FSBC

The strongest argument for FSBC centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 42.5% and operating margin at 60.3%. Revenue growth of 26.9% demonstrates continued momentum.

Bear Case : BRK-A

The primary concerns for BRK-A are Revenue Growth, PEG Ratio.

Bear Case : FSBC

The primary concerns for FSBC are Market Cap, Altman Z-Score.

Key Dynamics to Monitor

BRK-A profiles as a value stock while FSBC is a growth play — different risk/reward profiles.

BRK-A carries more volatility with a beta of 0.62 — expect wider price swings.

FSBC is growing revenue faster at 26.9% — sustainability is the question.

BRK-A generates stronger free cash flow (5.5B), providing more financial flexibility.

Bottom Line

FSBC scores higher overall (67/100 vs 61/100), backed by strong 42.5% margins and 26.9% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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Five Star Bancorp

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Five Star Bancorp is the banking holding company for Five Star Bank offering a range of banking products and services to small and medium-sized businesses, professionals and individuals. The company is headquartered in Rancho Cordova, California.

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