Berkshire Hathaway Inc (BRK-A)vsCullen/Frost Bankers Inc (CFR)
BRK-A
Berkshire Hathaway Inc
$733,550.00
+2.11%
FINANCIAL SERVICES · Cap: $1.02T
CFR
Cullen/Frost Bankers Inc
$140.16
+1.66%
FINANCIAL SERVICES · Cap: $9.29B
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 16719% more annual revenue ($375.39B vs $2.23B). CFR leads profitability with a 30.0% profit margin vs 19.3%. CFR appears more attractively valued with a PEG of 4.14. CFR earns a higher WallStSmart Score of 64/100 (C+).
BRK-A
Buy61
out of 100
Grade: C+
CFR
Buy64
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Earnings expanding 119.6% YoY
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.5B in free cash flow
Keeps 30 of every $100 in revenue as profit
Strong operational efficiency at 36.9%
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
4.4% revenue growth
Expensive relative to growth rate
Elevated debt levels
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.
Bull Case : CFR
The strongest argument for CFR centers on Profit Margin, Operating Margin, P/E Ratio. Profitability is solid with margins at 30.0% and operating margin at 36.9%.
Bear Case : BRK-A
The primary concerns for BRK-A are Revenue Growth, PEG Ratio.
Bear Case : CFR
The primary concerns for CFR are Debt/Equity, PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
BRK-A profiles as a value stock while CFR is a mature play — different risk/reward profiles.
BRK-A carries more volatility with a beta of 0.62 — expect wider price swings.
CFR is growing revenue faster at 7.8% — sustainability is the question.
BRK-A generates stronger free cash flow (5.5B), providing more financial flexibility.
Bottom Line
CFR scores higher overall (64/100 vs 61/100), backed by strong 30.0% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Cullen/Frost Bankers Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Cullen / Frost Bankers, Inc. is the banking holding company for Frost Bank offering commercial and consumer banking services in Texas. The company is headquartered in San Antonio, Texas.
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