Popular Inc (BPOP)vsMizuho Financial Group Inc. (MFG)
BPOP
Popular Inc
$172.22
-1.11%
FINANCIAL SERVICES · Cap: $11.08B
MFG
Mizuho Financial Group Inc.
$9.81
-2.77%
FINANCIAL SERVICES · Cap: $120.24B
Smart Verdict
WallStSmart Research — data-driven comparison
Mizuho Financial Group Inc. generates 146294% more annual revenue ($4.40T vs $3.01B). BPOP leads profitability with a 30.0% profit margin vs 28.4%. BPOP appears more attractively valued with a PEG of 1.37. MFG earns a higher WallStSmart Score of 80/100 (B+).
BPOP
Strong Buy79
out of 100
Grade: B+
MFG
Strong Buy80
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 30 of every $100 in revenue as profit
Strong operational efficiency at 39.3%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 47.8% YoY
Revenue surging 44.9% year-over-year
Earnings expanding 680.0% YoY
Generating 487.7B in free cash flow
Large-cap with strong market position
Keeps 28 of every $100 in revenue as profit
Attractively priced relative to earnings
Areas to Watch
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : BPOP
The strongest argument for BPOP centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 30.0% and operating margin at 39.3%. PEG of 1.37 suggests the stock is reasonably priced for its growth.
Bull Case : MFG
The strongest argument for MFG centers on Revenue Growth, EPS Growth, Free Cash Flow. Profitability is solid with margins at 28.4% and operating margin at 25.9%. Revenue growth of 44.9% demonstrates continued momentum.
Bear Case : BPOP
The primary concerns for BPOP are Altman Z-Score.
Bear Case : MFG
The primary concerns for MFG are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 5.88 is elevated, increasing financial risk.
Key Dynamics to Monitor
BPOP profiles as a mature stock while MFG is a growth play — different risk/reward profiles.
BPOP carries more volatility with a beta of 0.63 — expect wider price swings.
MFG is growing revenue faster at 44.9% — sustainability is the question.
MFG generates stronger free cash flow (487.7B), providing more financial flexibility.
Bottom Line
MFG scores higher overall (80/100 vs 79/100), backed by strong 28.4% margins and 44.9% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Popular Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Popular, Inc., offers various retail, mortgage and commercial banking products and services in Puerto Rico and the United States. The company is headquartered in Hato Rey, Puerto Rico.
Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?