BOK Financial Corporation (BOKF)vsItau Unibanco Banco Holding SA (ITUB)
BOKF
BOK Financial Corporation
$129.22
+0.44%
FINANCIAL SERVICES · Cap: $8.18B
ITUB
Itau Unibanco Banco Holding SA
$7.54
-2.26%
FINANCIAL SERVICES · Cap: $87.62B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 6108% more annual revenue ($138.19B vs $2.23B). ITUB leads profitability with a 33.3% profit margin vs 27.6%. ITUB appears more attractively valued with a PEG of 1.35. BOKF earns a higher WallStSmart Score of 76/100 (B+).
BOKF
Strong Buy76
out of 100
Grade: B+
ITUB
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 37.5%
Keeps 28 of every $100 in revenue as profit
Attractively priced relative to earnings
Earnings expanding 38.2% YoY
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Areas to Watch
Elevated debt levels
Distress zone — elevated risk
Weak financial health signals
Revenue declined 2.1%
Negative free cash flow — burning cash
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : BOKF
The strongest argument for BOKF centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 27.6% and operating margin at 37.5%. Revenue growth of 10.3% demonstrates continued momentum.
Bull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.35 suggests the stock is reasonably priced for its growth.
Bear Case : BOKF
The primary concerns for BOKF are Debt/Equity, Altman Z-Score.
Bear Case : ITUB
The primary concerns for ITUB are Piotroski F-Score, Revenue Growth, Free Cash Flow. Debt-to-equity of 4.99 is elevated, increasing financial risk.
Key Dynamics to Monitor
BOKF profiles as a mature stock while ITUB is a declining play — different risk/reward profiles.
BOKF carries more volatility with a beta of 0.81 — expect wider price swings.
BOKF is growing revenue faster at 10.3% — sustainability is the question.
BOKF generates stronger free cash flow (51M), providing more financial flexibility.
Bottom Line
BOKF scores higher overall (76/100 vs 74/100), backed by strong 27.6% margins and 10.3% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BOK Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
BOK Financial Corporation is the financial holding company for BOKF, NA offering various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas / Missouri. The company is headquartered in Tulsa, Oklahoma.
Visit Website →Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
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