WallStSmart

Bumble Inc (BMBL)vsNebius Group N.V. (NBIS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Bumble Inc generates 6% more annual revenue ($930.94M vs $877.90M). NBIS leads profitability with a 93.1% profit margin vs -71.0%. BMBL earns a higher WallStSmart Score of 56/100 (C).

BMBL

Buy

56

out of 100

Grade: C

Growth: 5.3Profit: 5.5Value: 5.0Quality: 4.5
Piotroski: 5/9Altman Z: 0.57

NBIS

Buy

55

out of 100

Grade: C-

Growth: 8.0Profit: 5.0Value: 6.7Quality: 6.0
Piotroski: 5/9Altman Z: 1.10
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for BMBL.

NBISUndervalued (+38.7%)

Margin of Safety

+38.7%

Fair Value

$306.34

Current Price

$188.43

$117.91 discount

UndervaluedFair: $306.34Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BMBL3 strengths · Avg: 10.0/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Operating MarginProfitability
31.5%10/10

Strong operational efficiency at 31.5%

EPS GrowthGrowth
169.8%10/10

Earnings expanding 169.8% YoY

NBIS4 strengths · Avg: 9.3/10
Profit MarginProfitability
93.1%10/10

Keeps 93 of every $100 in revenue as profit

Revenue GrowthGrowth
684.0%10/10

Revenue surging 684.0% year-over-year

Market CapQuality
$55.39B9/10

Large-cap with strong market position

PEG RatioValuation
0.638/10

Growing faster than its price suggests

Areas to Watch

BMBL4 concerns · Avg: 2.3/10
Market CapQuality
$423.19M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-108.7%2/10

ROE of -108.7% — below average capital efficiency

Revenue GrowthGrowth
-14.1%2/10

Revenue declined 14.1%

Altman Z-ScoreHealth
0.572/10

Distress zone — elevated risk

NBIS4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Debt/EquityHealth
1.323/10

Elevated debt levels

P/E RatioValuation
84.6x2/10

Premium valuation, high expectations priced in

Free Cash FlowQuality
$-214.90M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : BMBL

The strongest argument for BMBL centers on Price/Book, Operating Margin, EPS Growth.

Bull Case : NBIS

The strongest argument for NBIS centers on Profit Margin, Revenue Growth, Market Cap. Profitability is solid with margins at 93.1% and operating margin at -32.1%. Revenue growth of 684.0% demonstrates continued momentum.

Bear Case : BMBL

The primary concerns for BMBL are Market Cap, Return on Equity, Revenue Growth.

Bear Case : NBIS

The primary concerns for NBIS are EPS Growth, Debt/Equity, P/E Ratio. A P/E of 84.6x leaves little room for execution misses.

Key Dynamics to Monitor

BMBL profiles as a turnaround stock while NBIS is a growth play — different risk/reward profiles.

BMBL carries more volatility with a beta of 1.86 — expect wider price swings.

NBIS is growing revenue faster at 684.0% — sustainability is the question.

BMBL generates stronger free cash flow (74M), providing more financial flexibility.

Bottom Line

BMBL scores higher overall (56/100 vs 55/100). NBIS offers better value entry with a 38.7% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Bumble Inc

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

Bumble Inc. offers online dating and social media platforms in North America, Europe, and internationally. The company is headquartered in Austin, Texas.

Nebius Group N.V.

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

Nebius Group N.V. (Ticker: NBIS) is an innovative technology firm that specializes in advanced digital solutions to enhance client engagement and operational efficiency across diverse sectors. By integrating cutting-edge cloud computing, artificial intelligence, and data analytics, Nebius enables businesses to adeptly manage the complexities of today's digital landscape. The company boasts a strong portfolio of intellectual property and strategic partnerships, positioning it favorably to capitalize on significant growth opportunities in the technology-driven marketplace. As such, Nebius presents a compelling investment opportunity for institutional investors seeking to gain exposure to pioneering solutions in the tech sector.

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