WallStSmart

Blackbaud Inc (BLKB)vsSnowflake Inc. (SNOW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Snowflake Inc. generates 373% more annual revenue ($5.43B vs $1.15B). BLKB leads profitability with a 13.1% profit margin vs -20.1%. BLKB appears more attractively valued with a PEG of 0.51. BLKB earns a higher WallStSmart Score of 71/100 (B).

BLKB

Strong Buy

71

out of 100

Grade: B

Growth: 6.0Profit: 7.5Value: 8.7Quality: 3.5
Piotroski: 6/9Altman Z: 0.65

SNOW

Avoid

33

out of 100

Grade: F

Growth: 8.0Profit: 2.0Value: 5.7Quality: 3.0
Piotroski: 3/9Altman Z: -1.08
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BLKBUndervalued (+37.3%)

Margin of Safety

+37.3%

Fair Value

$80.29

Current Price

$45.48

$34.81 discount

UndervaluedFair: $80.29Overvalued
SNOWUndervalued (+56.2%)

Margin of Safety

+56.2%

Fair Value

$408.16

Current Price

$328.99

$79.17 discount

UndervaluedFair: $408.16Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BLKB5 strengths · Avg: 8.4/10
Return on EquityProfitability
41.9%10/10

Every $100 of equity generates 42 in profit

PEG RatioValuation
0.518/10

Growing faster than its price suggests

P/E RatioValuation
14.7x8/10

Attractively priced relative to earnings

Operating MarginProfitability
21.7%8/10

Strong operational efficiency at 21.7%

EPS GrowthGrowth
43.6%8/10

Earnings expanding 43.6% YoY

SNOW2 strengths · Avg: 9.5/10
Revenue GrowthGrowth
35.1%10/10

Revenue surging 35.1% year-over-year

Market CapQuality
$116.07B9/10

Large-cap with strong market position

Areas to Watch

BLKB4 concerns · Avg: 2.3/10
Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

Price/BookValuation
30.3x2/10

Trading at 30.3x book value

Altman Z-ScoreHealth
0.652/10

Distress zone — elevated risk

Debt/EquityHealth
17.161/10

Elevated debt levels

SNOW4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Debt/EquityHealth
1.293/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
8.282/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : BLKB

The strongest argument for BLKB centers on Return on Equity, PEG Ratio, P/E Ratio. PEG of 0.51 suggests the stock is reasonably priced for its growth.

Bull Case : SNOW

The strongest argument for SNOW centers on Revenue Growth, Market Cap. Revenue growth of 35.1% demonstrates continued momentum.

Bear Case : BLKB

The primary concerns for BLKB are Revenue Growth, Price/Book, Altman Z-Score. Debt-to-equity of 17.16 is elevated, increasing financial risk.

Bear Case : SNOW

The primary concerns for SNOW are EPS Growth, Debt/Equity, Piotroski F-Score.

Key Dynamics to Monitor

BLKB profiles as a value stock while SNOW is a hypergrowth play — different risk/reward profiles.

SNOW carries more volatility with a beta of 1.33 — expect wider price swings.

SNOW is growing revenue faster at 35.1% — sustainability is the question.

SNOW generates stronger free cash flow (84M), providing more financial flexibility.

Bottom Line

BLKB scores higher overall (71/100 vs 33/100). SNOW offers better value entry with a 56.2% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Blackbaud Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Blackbaud, Inc. provides cloud software solutions to nonprofits, foundations, businesses, educational institutions, healthcare organizations, and other social concern entities in the United States and internationally. The company is headquartered in Charleston, South Carolina.

Snowflake Inc.

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Snowflake Inc. provides a cloud-based data platform in the United States and internationally. The company is headquartered in San Mateo, California.

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