WallStSmart

BlackRock Inc (BLK)vsPennantPark Floating Rate Capital Ltd (PFLT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BlackRock Inc generates 9448% more annual revenue ($25.64B vs $268.52M). BLK leads profitability with a 24.4% profit margin vs 23.1%. PFLT appears more attractively valued with a PEG of 0.26. BLK earns a higher WallStSmart Score of 78/100 (B+).

BLK

Strong Buy

78

out of 100

Grade: B+

Growth: 8.7Profit: 7.5Value: 5.7Quality: 7.0
Piotroski: 2/9Altman Z: 1.13

PFLT

Strong Buy

74

out of 100

Grade: B

Growth: 8.7Profit: 7.0Value: 7.7Quality: 5.8
Piotroski: 2/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BLK6 strengths · Avg: 8.8/10
Operating MarginProfitability
35.6%10/10

Strong operational efficiency at 35.6%

Market CapQuality
$169.83B9/10

Large-cap with strong market position

Profit MarginProfitability
24.4%9/10

Keeps 24 of every $100 in revenue as profit

Debt/EquityHealth
0.269/10

Conservative balance sheet, low leverage

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
27.0%8/10

Revenue surging 27.0% year-over-year

PFLT6 strengths · Avg: 9.5/10
PEG RatioValuation
0.2610/10

Growing faster than its price suggests

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Operating MarginProfitability
77.3%10/10

Strong operational efficiency at 77.3%

EPS GrowthGrowth
2033.0%10/10

Earnings expanding 2033.0% YoY

Profit MarginProfitability
23.1%9/10

Keeps 23 of every $100 in revenue as profit

P/E RatioValuation
12.9x8/10

Attractively priced relative to earnings

Areas to Watch

BLK4 concerns · Avg: 2.8/10
P/E RatioValuation
26.3x4/10

Moderate valuation

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Free Cash FlowQuality
$-1.19B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
1.132/10

Distress zone — elevated risk

PFLT4 concerns · Avg: 3.0/10
Market CapQuality
$804.66M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.0%3/10

ROE of 6.0% — below average capital efficiency

Debt/EquityHealth
1.613/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : BLK

The strongest argument for BLK centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 35.6%. Revenue growth of 27.0% demonstrates continued momentum.

Bull Case : PFLT

The strongest argument for PFLT centers on PEG Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 23.1% and operating margin at 77.3%. PEG of 0.26 suggests the stock is reasonably priced for its growth.

Bear Case : BLK

The primary concerns for BLK are P/E Ratio, Piotroski F-Score, Free Cash Flow.

Bear Case : PFLT

The primary concerns for PFLT are Market Cap, Return on Equity, Debt/Equity. Debt-to-equity of 1.61 is elevated, increasing financial risk.

Key Dynamics to Monitor

BLK profiles as a growth stock while PFLT is a mature play — different risk/reward profiles.

BLK carries more volatility with a beta of 1.43 — expect wider price swings.

BLK is growing revenue faster at 27.0% — sustainability is the question.

PFLT generates stronger free cash flow (-9M), providing more financial flexibility.

Bottom Line

BLK scores higher overall (78/100 vs 74/100), backed by strong 24.4% margins and 27.0% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BlackRock Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

BlackRock, Inc. is an American multinational investment management corporation based in New York City.

PennantPark Floating Rate Capital Ltd

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

PennantPark Floating Rate Capital Ltd (PFLT) is a leading business development company focused on providing flexible financing solutions, primarily through floating rate loans to middle-market enterprises. The firm emphasizes capital preservation and aims to generate consistent income while delivering attractive risk-adjusted returns via a diversified portfolio of debt instruments. With an experienced management team and strategic partnerships, PFLT is well-equipped to navigate market fluctuations and leverage growth opportunities within the middle-market lending landscape.

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