WallStSmart

BlackRock Inc (BLK)vsPrincipal Financial Group Inc (PFG)

VS
⚡

Smart Verdict

WallStSmart Research — data-driven comparison

BlackRock Inc generates 72% more annual revenue ($28.54B vs $16.63B). BLK leads profitability with a 24.2% profit margin vs 11.9%. BLK appears more attractively valued with a PEG of 0.95. PFG earns a higher WallStSmart Score of 79/100 (B+).

BLK

Strong Buy

73

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 6.3Quality: 6.5
Piotroski: 1/9Altman Z: 1.11

PFG

Strong Buy

79

out of 100

Grade: B+

Growth: 6.7Profit: 6.5Value: 6.3Quality: 4.0
Piotroski: 3/9Altman Z: 0.29

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BLK6 strengths · Avg: 8.8/10
Operating MarginProfitability
37.9%10/10

Strong operational efficiency at 37.9%

Market CapQuality
$186.45B9/10

Large-cap with strong market position

Profit MarginProfitability
24.2%9/10

Keeps 24 of every $100 in revenue as profit

Debt/EquityHealth
0.269/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.958/10

Growing faster than its price suggests

Revenue GrowthGrowth
19.1%8/10

19.1% revenue growth

PFG5 strengths · Avg: 8.4/10
EPS GrowthGrowth
206.3%10/10

Earnings expanding 206.3% YoY

P/E RatioValuation
15.9x8/10

Attractively priced relative to earnings

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
25.4%8/10

Revenue surging 25.4% year-over-year

Free Cash FlowQuality
$1.48B8/10

Generating 1.5B in free cash flow

Areas to Watch

BLK3 concerns · Avg: 3.0/10
P/E RatioValuation
26.1x4/10

Moderate valuation

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Altman Z-ScoreHealth
1.112/10

Distress zone — elevated risk

PFG2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
0.292/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BLK

The strongest argument for BLK centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 24.2% and operating margin at 37.9%. Revenue growth of 19.1% demonstrates continued momentum.

Bull Case : PFG

The strongest argument for PFG centers on EPS Growth, P/E Ratio, Price/Book. Revenue growth of 25.4% demonstrates continued momentum. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bear Case : BLK

The primary concerns for BLK are P/E Ratio, Piotroski F-Score, Altman Z-Score.

Bear Case : PFG

The primary concerns for PFG are Piotroski F-Score, Altman Z-Score.

Key Dynamics to Monitor

BLK carries more volatility with a beta of 1.42 — expect wider price swings.

PFG is growing revenue faster at 25.4% — sustainability is the question.

BLK generates stronger free cash flow (2.6B), providing more financial flexibility.

Monitor ASSET MANAGEMENT industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PFG scores higher overall (79/100 vs 73/100) and 25.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BlackRock Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

BlackRock, Inc. is an American multinational investment management corporation based in New York City.

Principal Financial Group Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Principal Financial Group is an American global financial investment management and insurance company headquartered in Des Moines, Iowa.

Want to dig deeper into these stocks?