WallStSmart

Bakkt Holdings Inc (BKKT)vsOracle Corporation (ORCL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Oracle Corporation generates 4352% more annual revenue ($67.36B vs $1.51B). ORCL leads profitability with a 25.4% profit margin vs -8.4%. ORCL earns a higher WallStSmart Score of 76/100 (B+).

BKKT

Avoid

29

out of 100

Grade: F

Growth: 5.3Profit: 2.0Value: 5.0Quality: 8.5
Piotroski: 3/9Altman Z: 6.22

ORCL

Strong Buy

76

out of 100

Grade: B+

Growth: 8.0Profit: 9.0Value: 5.3Quality: 3.0
Piotroski: 2/9Altman Z: 0.68
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for BKKT.

ORCLSignificantly Overvalued (-37.5%)

Margin of Safety

-37.5%

Fair Value

$105.05

Current Price

$144.38

$39.33 premium

UndervaluedFair: $105.05Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BKKT3 strengths · Avg: 10.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
6.2210/10

Safe zone — low bankruptcy risk

ORCL6 strengths · Avg: 9.2/10
Market CapQuality
$419.80B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
40.2%10/10

Every $100 of equity generates 40 in profit

Operating MarginProfitability
36.2%10/10

Strong operational efficiency at 36.2%

Profit MarginProfitability
25.4%9/10

Keeps 25 of every $100 in revenue as profit

PEG RatioValuation
0.738/10

Growing faster than its price suggests

Revenue GrowthGrowth
20.6%8/10

Revenue surging 20.6% year-over-year

Areas to Watch

BKKT4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$356.31M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-74.1%2/10

ROE of -74.1% — below average capital efficiency

ORCL4 concerns · Avg: 2.8/10
Price/BookValuation
11.1x4/10

Trading at 11.1x book value

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Free Cash FlowQuality
$-1.87B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.682/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BKKT

The strongest argument for BKKT centers on Price/Book, Debt/Equity, Altman Z-Score.

Bull Case : ORCL

The strongest argument for ORCL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 25.4% and operating margin at 36.2%. Revenue growth of 20.6% demonstrates continued momentum.

Bear Case : BKKT

The primary concerns for BKKT are EPS Growth, Market Cap, Piotroski F-Score.

Bear Case : ORCL

The primary concerns for ORCL are Price/Book, Piotroski F-Score, Free Cash Flow. Debt-to-equity of 3.67 is elevated, increasing financial risk.

Key Dynamics to Monitor

BKKT profiles as a turnaround stock while ORCL is a growth play — different risk/reward profiles.

BKKT carries more volatility with a beta of 5.90 — expect wider price swings.

ORCL is growing revenue faster at 20.6% — sustainability is the question.

BKKT generates stronger free cash flow (-13M), providing more financial flexibility.

Bottom Line

ORCL scores higher overall (76/100 vs 29/100), backed by strong 25.4% margins and 20.6% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Bakkt Holdings Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Bakkt Holdings Inc. is a leading digital asset platform that bridges the gap between traditional finance and cryptocurrencies, catering to both consumers and enterprises. The company offers innovative payment solutions and loyalty programs that drive user engagement and promote the adoption of blockchain technologies. Utilizing a robust technological infrastructure and strategic partnerships, Bakkt is positioned to facilitate the mainstream integration of digital currencies into everyday transactions. With its commitment to advancing the financial ecosystem, Bakkt is poised to play a significant role in shaping the future of digital finance, making it an attractive consideration for institutional investors.

Oracle Corporation

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Oracle is an American multinational computer technology corporation headquartered in Austin, Texas. The company was formerly headquartered in Redwood Shores, California until December 2020 when it moved its headquarters to Texas. The company sells database software and technology, cloud engineered systems, and enterprise software products, particularly its own brands of database management systems.

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