WallStSmart

Buckle Inc (BKE)vsUrban Outfitters Inc (URBN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Urban Outfitters Inc generates 375% more annual revenue ($6.17B vs $1.30B). BKE leads profitability with a 16.2% profit margin vs 7.5%. URBN appears more attractively valued with a PEG of 1.01. URBN earns a higher WallStSmart Score of 62/100 (C+).

BKE

Buy

58

out of 100

Grade: C

Growth: 4.0Profit: 9.5Value: 5.3Quality: 5.0

URBN

Buy

62

out of 100

Grade: C+

Growth: 4.7Profit: 6.0Value: 7.3Quality: 6.8
Piotroski: 5/9Altman Z: 3.41
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BKEFair Value (-1.6%)

Margin of Safety

-1.6%

Fair Value

$51.34

Current Price

$50.80

$0.54 premium

UndervaluedFair: $51.34Overvalued
URBNSignificantly Overvalued (-104.9%)

Margin of Safety

-104.9%

Fair Value

$34.41

Current Price

$61.47

$27.06 premium

UndervaluedFair: $34.41Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BKE3 strengths · Avg: 8.7/10
Return on EquityProfitability
49.4%10/10

Every $100 of equity generates 49 in profit

P/E RatioValuation
12.1x8/10

Attractively priced relative to earnings

Operating MarginProfitability
25.2%8/10

Strong operational efficiency at 25.2%

URBN3 strengths · Avg: 8.7/10
Altman Z-ScoreHealth
3.4110/10

Safe zone — low bankruptcy risk

P/E RatioValuation
12.2x8/10

Attractively priced relative to earnings

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Areas to Watch

BKE2 concerns · Avg: 3.0/10
EPS GrowthGrowth
3.5%4/10

3.5% earnings growth

PEG RatioValuation
3.322/10

Expensive relative to growth rate

URBN2 concerns · Avg: 2.5/10
Profit MarginProfitability
7.5%3/10

7.5% margin — thin

EPS GrowthGrowth
-17.4%2/10

Earnings declined 17.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : BKE

The strongest argument for BKE centers on Return on Equity, P/E Ratio, Operating Margin. Profitability is solid with margins at 16.2% and operating margin at 25.2%.

Bull Case : URBN

The strongest argument for URBN centers on Altman Z-Score, P/E Ratio, Price/Book. Revenue growth of 10.1% demonstrates continued momentum. PEG of 1.01 suggests the stock is reasonably priced for its growth.

Bear Case : BKE

The primary concerns for BKE are EPS Growth, PEG Ratio.

Bear Case : URBN

The primary concerns for URBN are Profit Margin, EPS Growth.

Key Dynamics to Monitor

BKE profiles as a mature stock while URBN is a value play — different risk/reward profiles.

URBN carries more volatility with a beta of 1.21 — expect wider price swings.

URBN is growing revenue faster at 10.1% — sustainability is the question.

URBN generates stronger free cash flow (217M), providing more financial flexibility.

Bottom Line

URBN scores higher overall (62/100 vs 58/100) and 10.1% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Buckle Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

The Buckle, Inc. is a retailer of casual clothing, footwear and accessories for young men and women in the United States. The company is headquartered in Kearney, Nebraska.

Urban Outfitters Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Urban Outfitters, Inc. is engaged in the retail and wholesale of general consumer products. The company is headquartered in Philadelphia, Pennsylvania.

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