The Bank of New York Mellon Corporation (BK)vsWells Fargo & Company (WFC)
BK
The Bank of New York Mellon Corporation
$15.01
+0.33%
FINANCIAL SERVICES · Cap: $92.65B
WFC
Wells Fargo & Company
$83.73
+1.22%
FINANCIAL SERVICES · Cap: $251.75B
Smart Verdict
WallStSmart Research — data-driven comparison
Wells Fargo & Company generates 300% more annual revenue ($83.11B vs $20.75B). BK leads profitability with a 28.7% profit margin vs 27.6%. WFC appears more attractively valued with a PEG of 1.39. BK earns a higher WallStSmart Score of 76/100 (B+).
BK
Strong Buy76
out of 100
Grade: B+
WFC
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 37.7%
Large-cap with strong market position
Keeps 29 of every $100 in revenue as profit
Attractively priced relative to earnings
Earnings expanding 41.8% YoY
Mega-cap, among the largest globally
Attractively priced relative to earnings
Strong operational efficiency at 34.1%
Keeps 28 of every $100 in revenue as profit
Reasonable price relative to book value
Generating 6.8B in free cash flow
Areas to Watch
Negative free cash flow — burning cash
Distress zone — elevated risk
0.4% revenue growth
Elevated debt levels
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : BK
The strongest argument for BK centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 28.7% and operating margin at 37.7%. Revenue growth of 13.4% demonstrates continued momentum.
Bull Case : WFC
The strongest argument for WFC centers on Market Cap, P/E Ratio, Operating Margin. Profitability is solid with margins at 27.6% and operating margin at 34.1%. PEG of 1.39 suggests the stock is reasonably priced for its growth.
Bear Case : BK
The primary concerns for BK are Free Cash Flow, Altman Z-Score.
Bear Case : WFC
The primary concerns for WFC are Revenue Growth, Debt/Equity, Altman Z-Score.
Key Dynamics to Monitor
BK profiles as a mature stock while WFC is a value play — different risk/reward profiles.
BK carries more volatility with a beta of 1.07 — expect wider price swings.
BK is growing revenue faster at 13.4% — sustainability is the question.
WFC generates stronger free cash flow (6.8B), providing more financial flexibility.
Bottom Line
BK scores higher overall (76/100 vs 74/100), backed by strong 28.7% margins and 13.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Bank of New York Mellon Corporation
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
The Bank of New York Mellon Corporation, commonly known as BNY Mellon, is a multinational American investment banking services holding company headquartered in New York City.
Visit Website →Wells Fargo & Company
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California, operational headquarters in Manhattan, and managerial offices throughout the United States and overseas.
Compare with Other BANKS - DIVERSIFIED Stocks
Want to dig deeper into these stocks?