WallStSmart

Bill Com Holdings Inc (BILL)vsGoPro Inc (GPRO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Bill Com Holdings Inc generates 191% more annual revenue ($1.65B vs $568.59M). BILL leads profitability with a -0.7% profit margin vs -28.5%. BILL appears more attractively valued with a PEG of 0.48. BILL earns a higher WallStSmart Score of 50/100 (C-).

BILL

Buy

50

out of 100

Grade: C-

Growth: 6.0Profit: 4.0Value: 8.3Quality: 4.5
Piotroski: 3/9Altman Z: 0.49

GPRO

Hold

37

out of 100

Grade: F

Growth: 2.0Profit: 2.0Value: 6.0Quality: 4.5
Piotroski: 3/9Altman Z: -1.59
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BILLUndervalued (+83.1%)

Margin of Safety

+83.1%

Fair Value

$278.07

Current Price

$47.25

$230.82 discount

UndervaluedFair: $278.07Overvalued

Intrinsic value data unavailable for GPRO.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BILL2 strengths · Avg: 10.0/10
PEG RatioValuation
0.4810/10

Growing faster than its price suggests

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

GPRO2 strengths · Avg: 9.0/10
Debt/EquityHealth
-2.6310/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.738/10

Growing faster than its price suggests

Areas to Watch

BILL4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
0.492/10

Distress zone — elevated risk

GPRO4 concerns · Avg: 2.5/10
Market CapQuality
$226.94M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-236.1%2/10

ROE of -236.1% — below average capital efficiency

Revenue GrowthGrowth
-31.3%2/10

Revenue declined 31.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : BILL

The strongest argument for BILL centers on PEG Ratio, Price/Book. Revenue growth of 13.8% demonstrates continued momentum. PEG of 0.48 suggests the stock is reasonably priced for its growth.

Bull Case : GPRO

The strongest argument for GPRO centers on Debt/Equity, PEG Ratio. PEG of 0.73 suggests the stock is reasonably priced for its growth.

Bear Case : BILL

The primary concerns for BILL are EPS Growth, Return on Equity, Piotroski F-Score.

Bear Case : GPRO

The primary concerns for GPRO are Market Cap, Piotroski F-Score, Return on Equity.

Key Dynamics to Monitor

GPRO carries more volatility with a beta of 2.44 — expect wider price swings.

BILL is growing revenue faster at 13.8% — sustainability is the question.

BILL generates stronger free cash flow (78M), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BILL scores higher overall (50/100 vs 37/100) and 13.8% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Bill Com Holdings Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Bill.com Holdings, Inc. provides cloud-based software that digitizes and automates financial back-office operations for small and medium-sized businesses globally. The company is headquartered in Palo Alto, California.

GoPro Inc

TECHNOLOGY · CONSUMER ELECTRONICS · USA

GoPro, Inc. develops and sells mountable and portable cameras, drones, and accessories in the United States and internationally. The company is headquartered in San Mateo, California.

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