WallStSmart

Baidu Inc (BIDU)vsNerdwallet Inc (NRDS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Baidu Inc generates 15329% more annual revenue ($129.08B vs $836.60M). NRDS leads profitability with a 5.8% profit margin vs 4.3%. NRDS trades at a lower P/E of 15.6x. NRDS earns a higher WallStSmart Score of 53/100 (C-).

BIDU

Hold

46

out of 100

Grade: D+

Growth: 4.7Profit: 4.0Value: 4.7Quality: 7.0
Piotroski: 2/9Altman Z: 2.40

NRDS

Buy

53

out of 100

Grade: C-

Growth: 6.0Profit: 6.0Value: 5.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BIDUSignificantly Overvalued (-1147.8%)

Margin of Safety

-1147.8%

Fair Value

$11.63

Current Price

$115.60

$103.97 premium

UndervaluedFair: $11.63Overvalued
NRDSSignificantly Overvalued (-122.5%)

Margin of Safety

-122.5%

Fair Value

$4.35

Current Price

$10.23

$5.88 premium

UndervaluedFair: $4.35Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BIDU2 strengths · Avg: 9.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

PEG RatioValuation
0.668/10

Growing faster than its price suggests

NRDS3 strengths · Avg: 8.0/10
P/E RatioValuation
15.6x8/10

Attractively priced relative to earnings

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
22.6%8/10

Revenue surging 22.6% year-over-year

Areas to Watch

BIDU4 concerns · Avg: 3.0/10
Return on EquityProfitability
1.9%3/10

ROE of 1.9% — below average capital efficiency

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

NRDS3 concerns · Avg: 2.7/10
Market CapQuality
$724.95M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
5.8%3/10

5.8% margin — thin

EPS GrowthGrowth
-62.5%2/10

Earnings declined 62.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : BIDU

The strongest argument for BIDU centers on Price/Book, PEG Ratio. PEG of 0.66 suggests the stock is reasonably priced for its growth.

Bull Case : NRDS

The strongest argument for NRDS centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 22.6% demonstrates continued momentum.

Bear Case : BIDU

The primary concerns for BIDU are Return on Equity, Profit Margin, Operating Margin. A P/E of 65.8x leaves little room for execution misses. Thin 4.3% margins leave little buffer for downturns.

Bear Case : NRDS

The primary concerns for NRDS are Market Cap, Profit Margin, EPS Growth.

Key Dynamics to Monitor

BIDU profiles as a value stock while NRDS is a growth play — different risk/reward profiles.

NRDS carries more volatility with a beta of 1.45 — expect wider price swings.

NRDS is growing revenue faster at 22.6% — sustainability is the question.

BIDU generates stronger free cash flow (88M), providing more financial flexibility.

Bottom Line

NRDS scores higher overall (53/100 vs 46/100) and 22.6% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Baidu Inc

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · China

Baidu, Inc. provides Internet search services primarily in China. The company is headquartered in Beijing, China.

Nerdwallet Inc

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

NerdWallet, Inc. operates a digital platform that provides consumer-oriented advice on personal finance by connecting individuals and small and medium-sized businesses with providers of financial products. The company is headquartered in San Francisco, California.

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