WallStSmart

BGC Group Inc. (BGC)vsCharles Schwab Corp (SCHW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Charles Schwab Corp generates 723% more annual revenue ($26.03B vs $3.16B). SCHW leads profitability with a 38.8% profit margin vs 6.3%. SCHW appears more attractively valued with a PEG of 0.91. SCHW earns a higher WallStSmart Score of 81/100 (A-).

BGC

Buy

52

out of 100

Grade: C-

Growth: 7.3Profit: 5.5Value: 3.7Quality: 4.0
Piotroski: 4/9Altman Z: 1.34

SCHW

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.0Profit: 8.0Value: 6.3Quality: 6.5
Piotroski: 6/9Altman Z: -0.14

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BGC1 strengths · Avg: 8.0/10
EPS GrowthGrowth
27.7%8/10

Earnings expanding 27.7% YoY

SCHW6 strengths · Avg: 9.0/10
Profit MarginProfitability
38.8%10/10

Keeps 39 of every $100 in revenue as profit

Operating MarginProfitability
52.3%10/10

Strong operational efficiency at 52.3%

Market CapQuality
$185.47B9/10

Large-cap with strong market position

Return on EquityProfitability
20.2%9/10

Every $100 of equity generates 20 in profit

PEG RatioValuation
0.918/10

Growing faster than its price suggests

Revenue GrowthGrowth
20.9%8/10

Revenue surging 20.9% year-over-year

Areas to Watch

BGC4 concerns · Avg: 3.0/10
P/E RatioValuation
30.5x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
6.3%3/10

6.3% margin — thin

Debt/EquityHealth
1.603/10

Elevated debt levels

PEG RatioValuation
3.602/10

Expensive relative to growth rate

SCHW2 concerns · Avg: 2.0/10
Free Cash FlowQuality
$-2.97B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
-0.142/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BGC

The strongest argument for BGC centers on EPS Growth.

Bull Case : SCHW

The strongest argument for SCHW centers on Profit Margin, Operating Margin, Market Cap. Profitability is solid with margins at 38.8% and operating margin at 52.3%. Revenue growth of 20.9% demonstrates continued momentum.

Bear Case : BGC

The primary concerns for BGC are P/E Ratio, Profit Margin, Debt/Equity. Debt-to-equity of 1.60 is elevated, increasing financial risk.

Bear Case : SCHW

The primary concerns for SCHW are Free Cash Flow, Altman Z-Score.

Key Dynamics to Monitor

BGC profiles as a value stock while SCHW is a growth play — different risk/reward profiles.

BGC carries more volatility with a beta of 0.96 — expect wider price swings.

SCHW is growing revenue faster at 20.9% — sustainability is the question.

BGC generates stronger free cash flow (146M), providing more financial flexibility.

Bottom Line

SCHW scores higher overall (81/100 vs 52/100), backed by strong 38.8% margins and 20.9% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BGC Group Inc.

FINANCIAL SERVICES · CAPITAL MARKETS · USA

BGC Group Inc. (BGC) is a leading global brokerage and financial technology firm specializing in fixed income, foreign exchange, and derivatives markets, with a strong emphasis on inter-dealer broking. The company leverages cutting-edge technological solutions to enhance market liquidity and provide exceptional service to a diverse client base, including financial institutions, hedge funds, and corporations. BGC's commitment to operational excellence, innovation, and sustainable growth solidifies its status as a key player in the financial services industry, making it an attractive investment opportunity for institutional investors seeking exposure to a dynamic and evolving market landscape.

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Charles Schwab Corp

FINANCIAL SERVICES · CAPITAL MARKETS · USA

The Charles Schwab Corporation is an American multinational financial services company. It offers banking, commercial banking, an electronic trading platform, and wealth management advisory services to both retail and institutional clients.

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