WallStSmart

Barclays PLC ADR (BCS)vsJPMorgan Chase & Co (JPM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

JPMorgan Chase & Co generates 527% more annual revenue ($168.24B vs $26.82B). JPM leads profitability with a 33.9% profit margin vs 26.7%. BCS appears more attractively valued with a PEG of 1.20. BCS earns a higher WallStSmart Score of 73/100 (B).

BCS

Strong Buy

73

out of 100

Grade: B

Growth: 6.0Profit: 7.5Value: 10.0Quality: 5.0

JPM

Buy

63

out of 100

Grade: C+

Growth: 5.3Profit: 8.0Value: 7.3Quality: 7.0
Piotroski: 4/9Altman Z: 0.55
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BCSUndervalued (+75.0%)

Margin of Safety

+75.0%

Fair Value

$104.83

Current Price

$20.68

$84.15 discount

UndervaluedFair: $104.83Overvalued
JPMSignificantly Overvalued (-116.9%)

Margin of Safety

-116.9%

Fair Value

$136.20

Current Price

$295.42

$159.22 premium

UndervaluedFair: $136.20Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BCS6 strengths · Avg: 9.3/10
P/E RatioValuation
9.0x10/10

Attractively priced relative to earnings

Operating MarginProfitability
31.7%10/10

Strong operational efficiency at 31.7%

Free Cash FlowQuality
$18.74B10/10

Generating 18.7B in free cash flow

Market CapQuality
$69.64B9/10

Large-cap with strong market position

Profit MarginProfitability
26.7%9/10

Keeps 27 of every $100 in revenue as profit

EPS GrowthGrowth
29.0%8/10

Earnings expanding 29.0% YoY

JPM6 strengths · Avg: 9.3/10
Market CapQuality
$796.76B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
33.9%10/10

Keeps 34 of every $100 in revenue as profit

Operating MarginProfitability
41.1%10/10

Strong operational efficiency at 41.1%

Free Cash FlowQuality
$368.37B10/10

Generating 368.4B in free cash flow

P/E RatioValuation
14.8x8/10

Attractively priced relative to earnings

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Areas to Watch

BCS0 concerns · Avg: 0/10

No major concerns identified

JPM4 concerns · Avg: 3.3/10
PEG RatioValuation
1.614/10

Expensive relative to growth rate

Revenue GrowthGrowth
2.5%4/10

2.5% revenue growth

Debt/EquityHealth
1.383/10

Elevated debt levels

EPS GrowthGrowth
-3.6%2/10

Earnings declined 3.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : BCS

The strongest argument for BCS centers on P/E Ratio, Operating Margin, Free Cash Flow. Profitability is solid with margins at 26.7% and operating margin at 31.7%. Revenue growth of 14.1% demonstrates continued momentum.

Bull Case : JPM

The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 41.1%.

Bear Case : BCS

No major red flags identified for BCS, but monitor valuation.

Bear Case : JPM

The primary concerns for JPM are PEG Ratio, Revenue Growth, Debt/Equity.

Key Dynamics to Monitor

BCS profiles as a mature stock while JPM is a value play — different risk/reward profiles.

JPM carries more volatility with a beta of 1.06 — expect wider price swings.

BCS is growing revenue faster at 14.1% — sustainability is the question.

JPM generates stronger free cash flow (368.4B), providing more financial flexibility.

Bottom Line

BCS scores higher overall (73/100 vs 63/100), backed by strong 26.7% margins and 14.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Barclays PLC ADR

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Barclays PLC offers a variety of financial products and services in the UK, the rest of Europe, the Americas, Africa, the Middle East and Asia. The company is headquartered in London, the United Kingdom.

JPMorgan Chase & Co

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.

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