WallStSmart

Banc of California, Inc. (BANC)vsBerkshire Hathaway Inc (BRK-A)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 35005% more annual revenue ($375.39B vs $1.07B). BANC leads profitability with a 23.1% profit margin vs 19.3%. BANC appears more attractively valued with a PEG of 1.13. BANC earns a higher WallStSmart Score of 78/100 (B+).

BANC

Strong Buy

78

out of 100

Grade: B+

Growth: 6.7Profit: 6.5Value: 6.3Quality: 5.0

BRK-A

Buy

59

out of 100

Grade: C

Growth: 6.7Profit: 6.5Value: 5.0Quality: 8.5
Piotroski: 4/9Altman Z: 2.46

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BANC5 strengths · Avg: 9.4/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
39.3%10/10

Strong operational efficiency at 39.3%

EPS GrowthGrowth
51.5%10/10

Earnings expanding 51.5% YoY

Profit MarginProfitability
23.1%9/10

Keeps 23 of every $100 in revenue as profit

P/E RatioValuation
14.8x8/10

Attractively priced relative to earnings

BRK-A6 strengths · Avg: 9.2/10
Market CapQuality
$1.03T10/10

Mega-cap, among the largest globally

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

EPS GrowthGrowth
119.6%10/10

Earnings expanding 119.6% YoY

Debt/EquityHealth
0.219/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.2x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$5.45B8/10

Generating 5.5B in free cash flow

Areas to Watch

BANC1 concerns · Avg: 3.0/10
Return on EquityProfitability
7.0%3/10

ROE of 7.0% — below average capital efficiency

BRK-A2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

PEG RatioValuation
9.952/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : BANC

The strongest argument for BANC centers on Price/Book, Operating Margin, EPS Growth. Profitability is solid with margins at 23.1% and operating margin at 39.3%. PEG of 1.13 suggests the stock is reasonably priced for its growth.

Bull Case : BRK-A

The strongest argument for BRK-A centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.

Bear Case : BANC

The primary concerns for BANC are Return on Equity.

Bear Case : BRK-A

The primary concerns for BRK-A are Revenue Growth, PEG Ratio.

Key Dynamics to Monitor

BANC profiles as a mature stock while BRK-A is a value play — different risk/reward profiles.

BANC carries more volatility with a beta of 0.98 — expect wider price swings.

BANC is growing revenue faster at 8.0% — sustainability is the question.

BRK-A generates stronger free cash flow (5.5B), providing more financial flexibility.

Bottom Line

BANC scores higher overall (78/100 vs 59/100), backed by strong 23.1% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Banc of California, Inc.

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Banc of California, Inc. is the banking holding company for Banc of California, the National Association that provides banking products and services in the United States. The company is headquartered in Santa Ana, California.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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