WallStSmart

American Water Works (AWK)vsStem Inc (STEM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American Water Works generates 3189% more annual revenue ($5.14B vs $156.27M). STEM leads profitability with a 88.2% profit margin vs 21.6%. AWK earns a higher WallStSmart Score of 62/100 (C+).

AWK

Buy

62

out of 100

Grade: C+

Growth: 6.0Profit: 7.5Value: 4.7Quality: 3.3
Piotroski: 2/9Altman Z: 0.64

STEM

Hold

44

out of 100

Grade: D

Growth: 2.7Profit: 5.0Value: 6.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AWKOvervalued (-12.2%)

Margin of Safety

-12.2%

Fair Value

$110.27

Current Price

$131.97

$21.70 premium

UndervaluedFair: $110.27Overvalued
STEMUndervalued (+77.9%)

Margin of Safety

+77.9%

Fair Value

$52.09

Current Price

$10.70

$41.39 discount

UndervaluedFair: $52.09Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AWK3 strengths · Avg: 9.0/10
Operating MarginProfitability
32.2%10/10

Strong operational efficiency at 32.2%

Profit MarginProfitability
21.6%9/10

Keeps 22 of every $100 in revenue as profit

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

STEM1 strengths · Avg: 10.0/10
Profit MarginProfitability
88.2%10/10

Keeps 88 of every $100 in revenue as profit

Areas to Watch

AWK4 concerns · Avg: 3.3/10
PEG RatioValuation
2.394/10

Expensive relative to growth rate

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Free Cash FlowQuality
$-385.00M2/10

Negative free cash flow — burning cash

STEM4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$96.73M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-5921.0%2/10

ROE of -5921.0% — below average capital efficiency

Revenue GrowthGrowth
-15.6%2/10

Revenue declined 15.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : AWK

The strongest argument for AWK centers on Operating Margin, Profit Margin, Price/Book. Profitability is solid with margins at 21.6% and operating margin at 32.2%.

Bull Case : STEM

The strongest argument for STEM centers on Profit Margin. Profitability is solid with margins at 88.2% and operating margin at 8.3%.

Bear Case : AWK

The primary concerns for AWK are PEG Ratio, EPS Growth, Piotroski F-Score.

Bear Case : STEM

The primary concerns for STEM are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

AWK profiles as a mature stock while STEM is a declining play — different risk/reward profiles.

STEM carries more volatility with a beta of 1.41 — expect wider price swings.

AWK is growing revenue faster at 5.8% — sustainability is the question.

STEM generates stronger free cash flow (7M), providing more financial flexibility.

Bottom Line

AWK scores higher overall (62/100 vs 44/100), backed by strong 21.6% margins. STEM offers better value entry with a 77.9% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American Water Works

UTILITIES · UTILITIES - REGULATED WATER · USA

American Water is an American public utility company operating in the United States and Canada.

Stem Inc

UTILITIES · UTILITIES - RENEWABLE · USA

Stem, Inc. is an energy technology company in the United States. The company is headquartered in Millbrae, California.

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