WallStSmart

Grupo Aval (AVAL)vsBerkshire Hathaway Inc (BRK-B)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Grupo Aval generates 3393% more annual revenue ($13.44T vs $384.69B). BRK-B leads profitability with a 22.3% profit margin vs 12.2%. AVAL trades at a lower P/E of 10.7x. BRK-B earns a higher WallStSmart Score of 74/100 (B).

AVAL

Buy

51

out of 100

Grade: C-

Growth: 8.0Profit: 5.0Value: 6.7Quality: 5.0
Piotroski: 6/9

BRK-B

Strong Buy

74

out of 100

Grade: B

Growth: 7.3Profit: 7.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.59

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AVAL4 strengths · Avg: 9.5/10
P/E RatioValuation
10.7x10/10

Attractively priced relative to earnings

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Free Cash FlowQuality
$2.02T10/10

Generating 2.0T in free cash flow

Revenue GrowthGrowth
18.6%8/10

18.6% revenue growth

BRK-B6 strengths · Avg: 9.7/10
Market CapQuality
$1.09T10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
32.6%10/10

Strong operational efficiency at 32.6%

EPS GrowthGrowth
107.8%10/10

Earnings expanding 107.8% YoY

Profit MarginProfitability
22.3%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.179/10

Conservative balance sheet, low leverage

Areas to Watch

AVAL2 concerns · Avg: 2.0/10
Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

Debt/EquityHealth
3.791/10

Elevated debt levels

BRK-B2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
10.062/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : AVAL

The strongest argument for AVAL centers on P/E Ratio, Price/Book, Free Cash Flow. Revenue growth of 18.6% demonstrates continued momentum.

Bull Case : BRK-B

The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.

Bear Case : AVAL

The primary concerns for AVAL are Operating Margin, Debt/Equity. Debt-to-equity of 3.79 is elevated, increasing financial risk.

Bear Case : BRK-B

The primary concerns for BRK-B are Piotroski F-Score, PEG Ratio.

Key Dynamics to Monitor

AVAL profiles as a growth stock while BRK-B is a mature play — different risk/reward profiles.

BRK-B carries more volatility with a beta of 0.60 — expect wider price swings.

AVAL is growing revenue faster at 18.6% — sustainability is the question.

AVAL generates stronger free cash flow (2.0T), providing more financial flexibility.

Bottom Line

BRK-B scores higher overall (74/100 vs 51/100), backed by strong 22.3% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Grupo Aval

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Grupo Aval Actions y Valores SA offers a range of financial services and products to public and private sector clients in Colombia and Central America. The company is headquartered in Bogot, Colombia.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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