WallStSmart

Grupo Aval (AVAL)vsBerkshire Hathaway Inc (BRK-A)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Grupo Aval generates 3479% more annual revenue ($13.44T vs $375.39B). BRK-A leads profitability with a 19.3% profit margin vs 12.1%. BRK-A trades at a lower P/E of 14.0x. BRK-A earns a higher WallStSmart Score of 61/100 (C+).

AVAL

Hold

43

out of 100

Grade: D

Growth: 6.0Profit: 5.0Value: 6.0Quality: 4.3
Piotroski: 6/9

BRK-A

Buy

61

out of 100

Grade: C+

Growth: 6.7Profit: 6.5Value: 5.0Quality: 7.0
Piotroski: 4/9Altman Z: 2.59

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AVAL3 strengths · Avg: 8.7/10
Price/BookValuation
0.0x10/10

Reasonable price relative to book value

P/E RatioValuation
14.2x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
19.0%8/10

19.0% revenue growth

BRK-A6 strengths · Avg: 9.2/10
Market CapQuality
$1.02T10/10

Mega-cap, among the largest globally

Price/BookValuation
1.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
119.6%10/10

Earnings expanding 119.6% YoY

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.0x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$5.45B8/10

Generating 5.5B in free cash flow

Areas to Watch

AVAL4 concerns · Avg: 2.0/10
Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

EPS GrowthGrowth
-6.9%2/10

Earnings declined 6.9%

Free Cash FlowQuality
$-107.18B2/10

Negative free cash flow — burning cash

Debt/EquityHealth
3.621/10

Elevated debt levels

BRK-A2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

PEG RatioValuation
9.682/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : AVAL

The strongest argument for AVAL centers on Price/Book, P/E Ratio, Revenue Growth. Revenue growth of 19.0% demonstrates continued momentum.

Bull Case : BRK-A

The strongest argument for BRK-A centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.

Bear Case : AVAL

The primary concerns for AVAL are Operating Margin, EPS Growth, Free Cash Flow. Debt-to-equity of 3.62 is elevated, increasing financial risk.

Bear Case : BRK-A

The primary concerns for BRK-A are Revenue Growth, PEG Ratio.

Key Dynamics to Monitor

AVAL profiles as a growth stock while BRK-A is a value play — different risk/reward profiles.

BRK-A carries more volatility with a beta of 0.62 — expect wider price swings.

AVAL is growing revenue faster at 19.0% — sustainability is the question.

BRK-A generates stronger free cash flow (5.5B), providing more financial flexibility.

Bottom Line

BRK-A scores higher overall (61/100 vs 43/100), backed by strong 19.3% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Grupo Aval

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Grupo Aval Actions y Valores SA offers a range of financial services and products to public and private sector clients in Colombia and Central America. The company is headquartered in Bogot, Colombia.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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