WallStSmart

American Realty Investors Inc (ARL)vsKe Holdings Inc (BEKE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ke Holdings Inc generates 192685% more annual revenue ($94.58B vs $49.06M). ARL leads profitability with a 11.7% profit margin vs 3.2%. BEKE appears more attractively valued with a PEG of 0.68. BEKE earns a higher WallStSmart Score of 45/100 (D+).

ARL

Hold

44

out of 100

Grade: D

Growth: 8.0Profit: 3.5Value: 5.3Quality: 5.0

BEKE

Hold

45

out of 100

Grade: D+

Growth: 4.0Profit: 3.5Value: 7.3Quality: 5.3
Piotroski: 2/9Altman Z: 1.64
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ARLOvervalued (-5.3%)

Margin of Safety

-5.3%

Fair Value

$16.85

Current Price

$15.58

$1.27 premium

UndervaluedFair: $16.85Overvalued
BEKESignificantly Overvalued (-630.2%)

Margin of Safety

-630.2%

Fair Value

$2.58

Current Price

$15.72

$13.14 premium

UndervaluedFair: $2.58Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ARL2 strengths · Avg: 10.0/10
Price/BookValuation
0.4x10/10

Reasonable price relative to book value

EPS GrowthGrowth
142.2%10/10

Earnings expanding 142.2% YoY

BEKE2 strengths · Avg: 8.0/10
PEG RatioValuation
0.688/10

Growing faster than its price suggests

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

ARL4 concerns · Avg: 2.5/10
Market CapQuality
$255.69M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.9%3/10

ROE of 0.9% — below average capital efficiency

PEG RatioValuation
4.412/10

Expensive relative to growth rate

P/E RatioValuation
44.0x2/10

Premium valuation, high expectations priced in

BEKE4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.644/10

Distress zone — elevated risk

Return on EquityProfitability
4.3%3/10

ROE of 4.3% — below average capital efficiency

Profit MarginProfitability
3.2%3/10

3.2% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : ARL

The strongest argument for ARL centers on Price/Book, EPS Growth.

Bull Case : BEKE

The strongest argument for BEKE centers on PEG Ratio, Price/Book. PEG of 0.68 suggests the stock is reasonably priced for its growth.

Bear Case : ARL

The primary concerns for ARL are Market Cap, Return on Equity, PEG Ratio. A P/E of 44.0x leaves little room for execution misses.

Bear Case : BEKE

The primary concerns for BEKE are Altman Z-Score, Return on Equity, Profit Margin. A P/E of 40.6x leaves little room for execution misses. Thin 3.2% margins leave little buffer for downturns.

Key Dynamics to Monitor

ARL carries more volatility with a beta of 0.77 — expect wider price swings.

ARL is growing revenue faster at 7.7% — sustainability is the question.

BEKE generates stronger free cash flow (851M), providing more financial flexibility.

Monitor REAL ESTATE SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BEKE scores higher overall (45/100 vs 44/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American Realty Investors Inc

REAL ESTATE · REAL ESTATE SERVICES · USA

American Realty Investors, Inc. acquires, develops and owns multi-family apartment communities and commercial real estate in the Southwest, Southeast, and Midwest of the United States. The company is headquartered in Dallas, Texas.

Ke Holdings Inc

REAL ESTATE · REAL ESTATE SERVICES · China

KE Holdings Inc. is involved in the operation of an integrated online and offline platform for housing transactions and services in the People's Republic of China. The company is headquartered in Beijing, China.

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