WallStSmart

Applied Digital Corporation (APLD)vsFidelity National Information Services Inc (FIS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Fidelity National Information Services Inc generates 1896% more annual revenue ($12.20B vs $611.31M). FIS leads profitability with a 27.7% profit margin vs -39.9%. FIS appears more attractively valued with a PEG of 0.22. FIS earns a higher WallStSmart Score of 89/100 (A).

APLD

Hold

38

out of 100

Grade: F

Growth: 8.0Profit: 2.0Value: 3.7Quality: 5.0
Piotroski: 4/9Altman Z: 0.70

FIS

Exceptional Buy

89

out of 100

Grade: A

Growth: 7.3Profit: 8.0Value: 8.7Quality: 3.5
Piotroski: 4/9Altman Z: -0.22
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

APLDSignificantly Overvalued (-48.5%)

Margin of Safety

-48.5%

Fair Value

$18.28

Current Price

$24.58

$6.30 premium

UndervaluedFair: $18.28Overvalued
FISUndervalued (+13.1%)

Margin of Safety

+13.1%

Fair Value

$55.57

Current Price

$38.14

$17.43 discount

UndervaluedFair: $55.57Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

APLD1 strengths · Avg: 10.0/10
Revenue GrowthGrowth
406.6%10/10

Revenue surging 406.6% year-over-year

FIS6 strengths · Avg: 9.7/10
PEG RatioValuation
0.2210/10

Growing faster than its price suggests

P/E RatioValuation
6.1x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

EPS GrowthGrowth
3041.0%10/10

Earnings expanding 3041.0% YoY

Return on EquityProfitability
21.0%9/10

Every $100 of equity generates 21 in profit

Profit MarginProfitability
27.7%9/10

Keeps 28 of every $100 in revenue as profit

Areas to Watch

APLD4 concerns · Avg: 3.0/10
PEG RatioValuation
1.834/10

Expensive relative to growth rate

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
-11.8%2/10

ROE of -11.8% — below average capital efficiency

Free Cash FlowQuality
$-1.16B2/10

Negative free cash flow — burning cash

FIS2 concerns · Avg: 2.5/10
Debt/EquityHealth
1.323/10

Elevated debt levels

Altman Z-ScoreHealth
-0.222/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : APLD

The strongest argument for APLD centers on Revenue Growth. Revenue growth of 406.6% demonstrates continued momentum.

Bull Case : FIS

The strongest argument for FIS centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 27.7% and operating margin at 20.7%. Revenue growth of 29.1% demonstrates continued momentum.

Bear Case : APLD

The primary concerns for APLD are PEG Ratio, EPS Growth, Return on Equity. Debt-to-equity of 2.86 is elevated, increasing financial risk.

Bear Case : FIS

The primary concerns for FIS are Debt/Equity, Altman Z-Score.

Key Dynamics to Monitor

APLD profiles as a hypergrowth stock while FIS is a growth play — different risk/reward profiles.

APLD carries more volatility with a beta of 5.73 — expect wider price swings.

APLD is growing revenue faster at 406.6% — sustainability is the question.

FIS generates stronger free cash flow (238M), providing more financial flexibility.

Bottom Line

FIS scores higher overall (89/100 vs 38/100), backed by strong 27.7% margins and 29.1% revenue growth. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Applied Digital Corporation

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Applied Blockchain, Inc. is engaged in crypto mining and co-hosting operations. The company is headquartered in Dallas, Texas.

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Fidelity National Information Services Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

FIS is an American Fortune 500 company which offers a wide range of financial products and services. Headquartered in Jacksonville, Florida, FIS employs approximately 63,000 people worldwide. FIS is most known for its development of Financial Technology, or FinTech, and as of Q2 2020 it offers its solutions in three primary segments: Merchant Solutions, Banking Solutions, and Capital Market Solutions.

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