WallStSmart

Ameriprise Financial Inc (AMP)vsBlackRock Inc (BLK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BlackRock Inc generates 28% more annual revenue ($24.22B vs $18.91B). BLK leads profitability with a 22.9% profit margin vs 18.8%. BLK appears more attractively valued with a PEG of 0.96. BLK earns a higher WallStSmart Score of 70/100 (B-).

AMP

Buy

64

out of 100

Grade: C+

Growth: 4.7Profit: 8.0Value: 7.3Quality: 5.3
Piotroski: 4/9

BLK

Strong Buy

70

out of 100

Grade: B-

Growth: 6.0Profit: 7.5Value: 7.3Quality: 4.8
Piotroski: 2/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AMPSignificantly Overvalued (-97.1%)

Margin of Safety

-97.1%

Fair Value

$246.57

Current Price

$438.94

$192.37 premium

UndervaluedFair: $246.57Overvalued
BLKSignificantly Overvalued (-304.2%)

Margin of Safety

-304.2%

Fair Value

$239.90

Current Price

$957.91

$718.01 premium

UndervaluedFair: $239.90Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AMP3 strengths · Avg: 9.3/10
Return on EquityProfitability
60.5%10/10

Every $100 of equity generates 61 in profit

Operating MarginProfitability
35.3%10/10

Strong operational efficiency at 35.3%

P/E RatioValuation
12.1x8/10

Attractively priced relative to earnings

BLK6 strengths · Avg: 8.7/10
Operating MarginProfitability
36.7%10/10

Strong operational efficiency at 36.7%

Market CapQuality
$146.72B9/10

Large-cap with strong market position

Profit MarginProfitability
22.9%9/10

Keeps 23 of every $100 in revenue as profit

PEG RatioValuation
0.968/10

Growing faster than its price suggests

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
23.4%8/10

Revenue surging 23.4% year-over-year

Areas to Watch

AMP2 concerns · Avg: 2.0/10
EPS GrowthGrowth
-110.0%2/10

Earnings declined 110.0%

Free Cash FlowQuality
$-2.88B2/10

Negative free cash flow — burning cash

BLK3 concerns · Avg: 3.0/10
P/E RatioValuation
26.7x4/10

Moderate valuation

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-31.7%2/10

Earnings declined 31.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : AMP

The strongest argument for AMP centers on Return on Equity, Operating Margin, P/E Ratio. Profitability is solid with margins at 18.8% and operating margin at 35.3%.

Bull Case : BLK

The strongest argument for BLK centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 22.9% and operating margin at 36.7%. Revenue growth of 23.4% demonstrates continued momentum.

Bear Case : AMP

The primary concerns for AMP are EPS Growth, Free Cash Flow.

Bear Case : BLK

The primary concerns for BLK are P/E Ratio, Piotroski F-Score, EPS Growth.

Key Dynamics to Monitor

AMP profiles as a mature stock while BLK is a growth play — different risk/reward profiles.

BLK carries more volatility with a beta of 1.49 — expect wider price swings.

BLK is growing revenue faster at 23.4% — sustainability is the question.

BLK generates stronger free cash flow (2.2B), providing more financial flexibility.

Bottom Line

BLK scores higher overall (70/100 vs 64/100), backed by strong 22.9% margins and 23.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ameriprise Financial Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Ameriprise Financial, Inc. is a diversified financial services company and bank holding company incorporated in Delaware and headquartered in Minneapolis, Minnesota. It provides financial planning products and services, including wealth management, asset management, insurance, annuities, and estate planning.

BlackRock Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

BlackRock, Inc. is an American multinational investment management corporation based in New York City.

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