WallStSmart

Assurant, Inc. 5.25% Subordinat (AIZN)vsPrologis Inc (PLD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PLD leads profitability with a 43.6% profit margin vs 0.0%. PLD earns a higher WallStSmart Score of 65/100 (B-).

AIZN

Avoid

22

out of 100

Grade: F

Growth: 4.7Profit: 5.0Value: 5.0Quality: 5.0
Piotroski: 5/9Altman Z: 0.41

PLD

Strong Buy

65

out of 100

Grade: B-

Growth: 8.0Profit: 7.0Value: 5.3Quality: 4.0
Piotroski: 2/9Altman Z: 1.01
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AIZN.

PLDUndervalued (+46.1%)

Margin of Safety

+46.1%

Fair Value

$252.09

Current Price

$134.84

$117.25 discount

UndervaluedFair: $252.09Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIZN0 strengths · Avg: 0/10

No standout strengths identified

PLD6 strengths · Avg: 9.2/10
Profit MarginProfitability
43.6%10/10

Keeps 44 of every $100 in revenue as profit

Operating MarginProfitability
43.0%10/10

Strong operational efficiency at 43.0%

EPS GrowthGrowth
85.3%10/10

Earnings expanding 85.3% YoY

Market CapQuality
$131.96B9/10

Large-cap with strong market position

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$1.20B8/10

Generating 1.2B in free cash flow

Areas to Watch

AIZN4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

PLD4 concerns · Avg: 3.0/10
P/E RatioValuation
30.2x4/10

Premium valuation, high expectations priced in

Return on EquityProfitability
7.8%3/10

ROE of 7.8% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
117.012/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : AIZN

AIZN has a balanced fundamental profile.

Bull Case : PLD

The strongest argument for PLD centers on Profit Margin, Operating Margin, EPS Growth. Profitability is solid with margins at 43.6% and operating margin at 43.0%. Revenue growth of 12.3% demonstrates continued momentum.

Bear Case : AIZN

The primary concerns for AIZN are Revenue Growth, EPS Growth, Profit Margin.

Bear Case : PLD

The primary concerns for PLD are P/E Ratio, Return on Equity, Piotroski F-Score.

Key Dynamics to Monitor

AIZN profiles as a value stock while PLD is a mature play — different risk/reward profiles.

PLD is growing revenue faster at 12.3% — sustainability is the question.

PLD generates stronger free cash flow (1.2B), providing more financial flexibility.

Monitor REIT - RESIDENTIAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PLD scores higher overall (65/100 vs 22/100), backed by strong 43.6% margins and 12.3% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Assurant, Inc. 5.25% Subordinat

REAL ESTATE · REIT - RESIDENTIAL · USA

Assurant, Inc. (AIZN) is a leading global risk management firm that specializes in innovative insurance solutions tailored for the real estate, automotive, and consumer electronics sectors. The company prioritizes sustainability and operational excellence, allowing it to adapt its offerings to the dynamic demands of a digital marketplace. Assurant's strategic initiatives not only drive growth but also enhance shareholder value, reinforcing its status as a leader in risk mitigation. By effectively leveraging emerging trends and demonstrating market responsiveness, Assurant is well-equipped to navigate the complexities of the contemporary insurance landscape and deliver robust returns to investors.

Prologis Inc

REAL ESTATE · REIT - INDUSTRIAL · USA

Prologis, Inc. is a real estate investment trust headquartered in San Francisco, California that invests in logistics facilities, with a focus on the consumption side of the global supply chain.

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