American Integrity Insurance Group, Inc. (AII)vsBerkshire Hathaway Inc (BRK-A)
AII
American Integrity Insurance Group, Inc.
$24.99
-1.07%
FINANCIAL SERVICES · Cap: $508.64M
BRK-A
Berkshire Hathaway Inc
$751,745.00
+0.63%
FINANCIAL SERVICES · Cap: $1.09T
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 114321% more annual revenue ($384.69B vs $336.20M). AII leads profitability with a 26.2% profit margin vs 22.3%. AII trades at a lower P/E of 6.1x. BRK-A earns a higher WallStSmart Score of 74/100 (B).
AII
Strong Buy74
out of 100
Grade: B
BRK-A
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 40.3%
Revenue surging 54.6% year-over-year
Conservative balance sheet, low leverage
Every $100 of equity generates 24 in profit
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 32.6%
Earnings expanding 107.8% YoY
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Areas to Watch
Smaller company, higher risk/reward
Distress zone — elevated risk
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : AII
The strongest argument for AII centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 26.2% and operating margin at 40.3%. Revenue growth of 54.6% demonstrates continued momentum.
Bull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.
Bear Case : AII
The primary concerns for AII are Market Cap, Altman Z-Score.
Bear Case : BRK-A
The primary concerns for BRK-A are PEG Ratio.
Key Dynamics to Monitor
AII profiles as a growth stock while BRK-A is a mature play — different risk/reward profiles.
AII is growing revenue faster at 54.6% — sustainability is the question.
BRK-A generates stronger free cash flow (5.6B), providing more financial flexibility.
Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
AII scores higher overall (74/100 vs 74/100), backed by strong 26.2% margins and 54.6% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American Integrity Insurance Group, Inc.
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
American Integrity Insurance Group, Inc. (AII) is a prominent insurer specializing in homeowners' and property insurance, predominantly serving the Florida market. The company sets itself apart through the innovative application of technology and data analytics, which enhances the efficiency of claims processing and underwriting while significantly improving customer satisfaction. With a strong financial position and an acute ability to adapt to evolving market dynamics, AII is ideally situated to capitalize on the increasing demand for reliable insurance solutions, positioning itself for sustained growth in the competitive insurance landscape.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
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