American International Group Inc (AIG)vsW. R. Berkley Corp (WRB)
AIG
American International Group Inc
$77.75
-3.93%
FINANCIAL SERVICES · Cap: $41.61B
WRB
W. R. Berkley Corp
$75.23
-2.27%
FINANCIAL SERVICES · Cap: $27.14B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 80% more annual revenue ($26.74B vs $14.87B). WRB leads profitability with a 12.5% profit margin vs 11.1%. AIG appears more attractively valued with a PEG of 0.68. AIG earns a higher WallStSmart Score of 61/100 (C+).
AIG
Buy61
out of 100
Grade: C+
WRB
Buy55
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Generating 2.7B in free cash flow
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
0.5% revenue growth
ROE of 1.9% — below average capital efficiency
Earnings declined 10.1%
Distress zone — elevated risk
Expensive relative to growth rate
Revenue declined 0.8%
Earnings declined 10.9%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.68 suggests the stock is reasonably priced for its growth.
Bull Case : WRB
The strongest argument for WRB centers on Debt/Equity, P/E Ratio, Price/Book.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, EPS Growth.
Bear Case : WRB
The primary concerns for WRB are PEG Ratio, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
AIG profiles as a value stock while WRB is a declining play — different risk/reward profiles.
AIG carries more volatility with a beta of 0.53 — expect wider price swings.
AIG is growing revenue faster at 0.5% — sustainability is the question.
AIG generates stronger free cash flow (2.7B), providing more financial flexibility.
Bottom Line
AIG scores higher overall (61/100 vs 55/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
W. R. Berkley Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
W. R. Berkley Corporation is a commercial lines property & casualty insurance holding company organized in Delaware and based in Greenwich, Connecticut.
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