American International Group Inc (AIG)vsWestern Alliance Bancorporation (WAL)
AIG
American International Group Inc
$74.80
+1.37%
FINANCIAL SERVICES · Cap: $39.67B
WAL
Western Alliance Bancorporation
$79.67
-0.99%
FINANCIAL SERVICES · Cap: $8.66B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 688% more annual revenue ($26.61B vs $3.38B). WAL leads profitability with a 28.2% profit margin vs 11.6%. AIG appears more attractively valued with a PEG of 0.86. WAL earns a higher WallStSmart Score of 67/100 (B-).
AIG
Buy60
out of 100
Grade: C
WAL
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 31.8%
Keeps 28 of every $100 in revenue as profit
Areas to Watch
ROE of 7.4% — below average capital efficiency
Revenue declined 7.2%
Earnings declined 5.6%
Distress zone — elevated risk
Earnings declined 7.8%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : WAL
The strongest argument for WAL centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 28.2% and operating margin at 31.8%. PEG of 1.47 suggests the stock is reasonably priced for its growth.
Bear Case : AIG
The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.
Bear Case : WAL
The primary concerns for WAL are EPS Growth, Free Cash Flow.
Key Dynamics to Monitor
AIG profiles as a declining stock while WAL is a mature play — different risk/reward profiles.
WAL carries more volatility with a beta of 1.37 — expect wider price swings.
WAL is growing revenue faster at 7.9% — sustainability is the question.
AIG generates stronger free cash flow (636M), providing more financial flexibility.
Bottom Line
WAL scores higher overall (67/100 vs 60/100), backed by strong 28.2% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Western Alliance Bancorporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Western Alliance Bancorporation is the banking holding company for Western Alliance Bank offering various banking products and related services primarily in Arizona, California and Nevada. The company is headquartered in Phoenix, Arizona.
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