American International Group Inc (AIG)vsWaFd, Inc. (WAFD)
AIG
American International Group Inc
$82.60
-0.34%
FINANCIAL SERVICES · Cap: $41.28B
WAFD
WaFd, Inc.
$29.27
-0.34%
FINANCIAL SERVICES · Cap: $2.17B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 3480% more annual revenue ($27.79B vs $776.20M). WAFD leads profitability with a 33.0% profit margin vs 11.8%. AIG appears more attractively valued with a PEG of 0.65. AIG earns a higher WallStSmart Score of 75/100 (B+).
AIG
Strong Buy75
out of 100
Grade: B+
WAFD
Strong Buy70
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 72.0% YoY
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
16.4% revenue growth
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 45.2%
Areas to Watch
ROE of 1.9% — below average capital efficiency
Distress zone — elevated risk
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, EPS Growth, Debt/Equity. Revenue growth of 16.4% demonstrates continued momentum. PEG of 0.65 suggests the stock is reasonably priced for its growth.
Bull Case : WAFD
The strongest argument for WAFD centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 33.0% and operating margin at 45.2%.
Bear Case : AIG
The primary concerns for AIG are Return on Equity, Altman Z-Score.
Bear Case : WAFD
The primary concerns for WAFD are PEG Ratio.
Key Dynamics to Monitor
AIG profiles as a growth stock while WAFD is a mature play — different risk/reward profiles.
WAFD carries more volatility with a beta of 0.88 — expect wider price swings.
AIG is growing revenue faster at 16.4% — sustainability is the question.
AIG generates stronger free cash flow (2.7B), providing more financial flexibility.
Bottom Line
AIG scores higher overall (75/100 vs 70/100) and 16.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
WaFd, Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Washington Federal, Inc. is the banking holding company for Washington Federal Bank, a National Association that provides loans, deposits, insurance, and other banking services in the United States. The company is headquartered in Seattle, Washington.
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