WallStSmart

American International Group Inc (AIG)vsT. Rowe Price Group Inc (TROW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 252% more annual revenue ($26.74B vs $7.59B). TROW leads profitability with a 29.3% profit margin vs 11.1%. AIG appears more attractively valued with a PEG of 0.57. TROW earns a higher WallStSmart Score of 72/100 (B).

AIG

Buy

64

out of 100

Grade: C+

Growth: 2.7Profit: 5.5Value: 7.0Quality: 5.5
Piotroski: 4/9Altman Z: 0.67

TROW

Strong Buy

72

out of 100

Grade: B

Growth: 6.0Profit: 9.0Value: 5.7Quality: 8.0
Piotroski: 3/9Altman Z: 5.26

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.578/10

Growing faster than its price suggests

P/E RatioValuation
13.9x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$1.72B8/10

Generating 1.7B in free cash flow

TROW6 strengths · Avg: 9.3/10
P/E RatioValuation
11.0x10/10

Attractively priced relative to earnings

Debt/EquityHealth
0.0410/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
5.2610/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
20.2%9/10

Every $100 of equity generates 20 in profit

Profit MarginProfitability
29.3%9/10

Keeps 29 of every $100 in revenue as profit

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

Areas to Watch

AIG4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

Return on EquityProfitability
7.3%3/10

ROE of 7.3% — below average capital efficiency

EPS GrowthGrowth
-10.1%2/10

Earnings declined 10.1%

Altman Z-ScoreHealth
0.672/10

Distress zone — elevated risk

TROW2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
2.612/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : TROW

The strongest argument for TROW centers on P/E Ratio, Debt/Equity, Altman Z-Score. Profitability is solid with margins at 29.3% and operating margin at 28.7%. Revenue growth of 10.7% demonstrates continued momentum.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, EPS Growth.

Bear Case : TROW

The primary concerns for TROW are Piotroski F-Score, PEG Ratio.

Key Dynamics to Monitor

AIG profiles as a value stock while TROW is a mature play — different risk/reward profiles.

TROW carries more volatility with a beta of 1.48 — expect wider price swings.

TROW is growing revenue faster at 10.7% — sustainability is the question.

AIG generates stronger free cash flow (1.7B), providing more financial flexibility.

Bottom Line

TROW scores higher overall (72/100 vs 64/100), backed by strong 29.3% margins and 10.7% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

T. Rowe Price Group Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

T. Rowe Price Group, Inc. is an American publicly owned global investment management firm that offers funds, advisory services, account management, and retirement plans and services for individuals, institutions, and financial intermediaries.

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