American International Group Inc (AIG)vsState Street Corp (STT)
AIG
American International Group Inc
$79.91
+0.38%
FINANCIAL SERVICES · Cap: $41.61B
STT
State Street Corp
$173.54
+1.55%
FINANCIAL SERVICES · Cap: $46.10B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 73% more annual revenue ($26.74B vs $15.49B). STT leads profitability with a 23.8% profit margin vs 11.1%. STT appears more attractively valued with a PEG of 0.67. STT earns a higher WallStSmart Score of 80/100 (A-).
AIG
Buy61
out of 100
Grade: C+
STT
Exceptional Buy80
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Generating 1.7B in free cash flow
Strong operational efficiency at 34.6%
Keeps 24 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 32.7% YoY
Areas to Watch
0.5% revenue growth
ROE of 7.3% — below average capital efficiency
Earnings declined 10.1%
Distress zone — elevated risk
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.68 suggests the stock is reasonably priced for its growth.
Bull Case : STT
The strongest argument for STT centers on Operating Margin, Profit Margin, PEG Ratio. Profitability is solid with margins at 23.8% and operating margin at 34.6%. Revenue growth of 13.3% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, EPS Growth.
Bear Case : STT
The primary concerns for STT are Free Cash Flow, Altman Z-Score.
Key Dynamics to Monitor
AIG profiles as a value stock while STT is a mature play — different risk/reward profiles.
STT carries more volatility with a beta of 1.42 — expect wider price swings.
STT is growing revenue faster at 13.3% — sustainability is the question.
AIG generates stronger free cash flow (1.7B), providing more financial flexibility.
Bottom Line
STT scores higher overall (80/100 vs 61/100), backed by strong 23.8% margins and 13.3% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
State Street Corp
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
State Street Corporation is an American financial services and bank holding company headquartered at One Lincoln Street in Boston with operations worldwide.
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