WallStSmart

American International Group Inc (AIG)vsSRH Total Return Fund Inc. (STEW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 80810% more annual revenue ($26.74B vs $33.05M). STEW leads profitability with a 446.8% profit margin vs 11.1%. STEW trades at a lower P/E of 12.1x. AIG earns a higher WallStSmart Score of 64/100 (C+).

AIG

Buy

64

out of 100

Grade: C+

Growth: 2.7Profit: 5.5Value: 7.0Quality: 5.5
Piotroski: 4/9Altman Z: 0.67

STEW

Hold

47

out of 100

Grade: D+

Growth: 4.7Profit: 8.5Value: 6.0Quality: 7.8
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.578/10

Growing faster than its price suggests

P/E RatioValuation
13.9x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$1.72B8/10

Generating 1.7B in free cash flow

STEW6 strengths · Avg: 9.5/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Return on EquityProfitability
32.4%10/10

Every $100 of equity generates 32 in profit

Profit MarginProfitability
446.8%10/10

Keeps 447 of every $100 in revenue as profit

Operating MarginProfitability
33.6%10/10

Strong operational efficiency at 33.6%

Debt/EquityHealth
0.109/10

Conservative balance sheet, low leverage

P/E RatioValuation
12.1x8/10

Attractively priced relative to earnings

Areas to Watch

AIG4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

Return on EquityProfitability
7.3%3/10

ROE of 7.3% — below average capital efficiency

EPS GrowthGrowth
-10.1%2/10

Earnings declined 10.1%

Altman Z-ScoreHealth
0.672/10

Distress zone — elevated risk

STEW3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
3.5%4/10

3.5% revenue growth

Market CapQuality
$1.78B3/10

Smaller company, higher risk/reward

EPS GrowthGrowth
-44.1%2/10

Earnings declined 44.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : STEW

The strongest argument for STEW centers on Price/Book, Return on Equity, Profit Margin. Profitability is solid with margins at 446.8% and operating margin at 33.6%.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, EPS Growth.

Bear Case : STEW

The primary concerns for STEW are Revenue Growth, Market Cap, EPS Growth.

Key Dynamics to Monitor

STEW carries more volatility with a beta of 0.81 — expect wider price swings.

STEW is growing revenue faster at 3.5% — sustainability is the question.

AIG generates stronger free cash flow (1.7B), providing more financial flexibility.

Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AIG scores higher overall (64/100 vs 47/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

SRH Total Return Fund Inc.

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

SRH Total Return Fund Inc. (STEW) is a closed-end management investment company dedicated to achieving total returns through a balanced strategy encompassing capital appreciation and income generation. With a diversified portfolio that includes equities, fixed income, and hybrid instruments, the fund is adept at navigating varying market conditions, thereby positioning itself for sustainable long-term growth. Led by an experienced management team, STEW employs disciplined risk management strategies to capitalize on emerging investment opportunities, making it an attractive proposition for investors seeking a strong risk-adjusted return profile while maximizing shareholder value across diverse economic landscapes.

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