WallStSmart

American International Group Inc (AIG)vsSRH Total Return Fund Inc. (STEW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 81953% more annual revenue ($26.61B vs $32.43M). STEW leads profitability with a 537.0% profit margin vs 11.6%. STEW trades at a lower P/E of 9.8x. AIG earns a higher WallStSmart Score of 60/100 (C).

AIG

Buy

60

out of 100

Grade: C

Growth: 2.0Profit: 5.0Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

STEW

Hold

41

out of 100

Grade: D

Growth: 4.0Profit: 7.0Value: 6.7Quality: 6.0
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG4 strengths · Avg: 8.8/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

STEW3 strengths · Avg: 10.0/10
P/E RatioValuation
9.8x10/10

Attractively priced relative to earnings

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Profit MarginProfitability
537.0%10/10

Keeps 537 of every $100 in revenue as profit

Areas to Watch

AIG4 concerns · Avg: 2.3/10
Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Revenue GrowthGrowth
-7.2%2/10

Revenue declined 7.2%

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

STEW4 concerns · Avg: 2.3/10
Market CapQuality
$1.71B3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-11.6%2/10

Revenue declined 11.6%

EPS GrowthGrowth
-44.1%2/10

Earnings declined 44.1%

Free Cash FlowQuality
$-144,2792/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : STEW

The strongest argument for STEW centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 537.0% and operating margin at 16.6%.

Bear Case : AIG

The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.

Bear Case : STEW

The primary concerns for STEW are Market Cap, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

STEW carries more volatility with a beta of 0.88 — expect wider price swings.

AIG is growing revenue faster at -7.2% — sustainability is the question.

AIG generates stronger free cash flow (636M), providing more financial flexibility.

Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AIG scores higher overall (60/100 vs 41/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

SRH Total Return Fund Inc.

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

SRH Total Return Fund Inc. (STEW) is a closed-end management investment company focused on delivering total returns through a strategic blend of capital appreciation and income generation. With a diversified portfolio encompassing equities, fixed income, and hybrid instruments, the fund is designed for long-term growth while maintaining robust risk management practices. Guided by an experienced management team, STEW adeptly responds to dynamic market environments, positioning itself to capitalize on attractive investment opportunities and offering investors a compelling risk-adjusted return profile.

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