WallStSmart

American International Group Inc (AIG)vsRocket Companies Inc (RKT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 276% more annual revenue ($26.61B vs $7.07B). AIG leads profitability with a 11.6% profit margin vs -1.0%. RKT appears more attractively valued with a PEG of 0.49. AIG earns a higher WallStSmart Score of 60/100 (C).

AIG

Buy

60

out of 100

Grade: C

Growth: 2.0Profit: 5.0Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

RKT

Buy

55

out of 100

Grade: C

Growth: 5.3Profit: 4.0Value: 6.7Quality: 2.5
Piotroski: 2/9Altman Z: 0.39

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG4 strengths · Avg: 8.8/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

RKT3 strengths · Avg: 9.3/10
PEG RatioValuation
0.4910/10

Growing faster than its price suggests

Revenue GrowthGrowth
52.6%10/10

Revenue surging 52.6% year-over-year

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

AIG4 concerns · Avg: 2.3/10
Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Revenue GrowthGrowth
-7.2%2/10

Revenue declined 7.2%

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

RKT4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-1.5%2/10

ROE of -1.5% — below average capital efficiency

EPS GrowthGrowth
-89.5%2/10

Earnings declined 89.5%

Free Cash FlowQuality
$-1.27B2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : RKT

The strongest argument for RKT centers on PEG Ratio, Revenue Growth, Price/Book. Revenue growth of 52.6% demonstrates continued momentum. PEG of 0.49 suggests the stock is reasonably priced for its growth.

Bear Case : AIG

The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.

Bear Case : RKT

The primary concerns for RKT are Piotroski F-Score, Return on Equity, EPS Growth. Debt-to-equity of 2.51 is elevated, increasing financial risk.

Key Dynamics to Monitor

AIG profiles as a declining stock while RKT is a hypergrowth play — different risk/reward profiles.

RKT carries more volatility with a beta of 2.36 — expect wider price swings.

RKT is growing revenue faster at 52.6% — sustainability is the question.

AIG generates stronger free cash flow (636M), providing more financial flexibility.

Bottom Line

AIG scores higher overall (60/100 vs 55/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Rocket Companies Inc

FINANCIAL SERVICES · MORTGAGE FINANCE · USA

Rocket Companies, Inc. is engaged in the technology-driven real estate, mortgage and e-commerce businesses in the United States and Canada. The company is headquartered in Detroit, Michigan.

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