American International Group Inc (AIG)vsRaymond James Financial Inc. (RJF)
AIG
American International Group Inc
$75.33
+0.40%
FINANCIAL SERVICES · Cap: $39.85B
RJF
Raymond James Financial Inc.
$173.46
-0.04%
FINANCIAL SERVICES · Cap: $33.92B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 75% more annual revenue ($26.74B vs $15.24B). RJF leads profitability with a 15.1% profit margin vs 11.1%. AIG appears more attractively valued with a PEG of 0.57. RJF earns a higher WallStSmart Score of 76/100 (B+).
AIG
Buy64
out of 100
Grade: C+
RJF
Strong Buy76
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Generating 1.7B in free cash flow
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
15.1% revenue growth
Earnings expanding 42.0% YoY
Areas to Watch
0.5% revenue growth
ROE of 7.3% — below average capital efficiency
Earnings declined 10.1%
Distress zone — elevated risk
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.57 suggests the stock is reasonably priced for its growth.
Bull Case : RJF
The strongest argument for RJF centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 15.1% and operating margin at 19.3%. Revenue growth of 15.1% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, EPS Growth.
Bear Case : RJF
The primary concerns for RJF are Altman Z-Score.
Key Dynamics to Monitor
AIG profiles as a value stock while RJF is a growth play — different risk/reward profiles.
RJF carries more volatility with a beta of 0.92 — expect wider price swings.
RJF is growing revenue faster at 15.1% — sustainability is the question.
AIG generates stronger free cash flow (1.7B), providing more financial flexibility.
Bottom Line
RJF scores higher overall (76/100 vs 64/100), backed by strong 15.1% margins and 15.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Raymond James Financial Inc.
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Raymond James Financial is an American multinational independent investment bank and financial services company providing financial services to individuals, corporations, and municipalities through its subsidiary companies that engage primarily in investment and financial planning, in addition to investment banking and asset management.
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