American International Group Inc (AIG)vsRadian Group Inc (RDN)
AIG
American International Group Inc
$78.77
+5.31%
FINANCIAL SERVICES · Cap: $39.67B
RDN
Radian Group Inc
$35.43
-1.12%
FINANCIAL SERVICES · Cap: $5.08B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 2123% more annual revenue ($26.61B vs $1.20B). RDN leads profitability with a 48.7% profit margin vs 11.6%. RDN appears more attractively valued with a PEG of 0.76. RDN earns a higher WallStSmart Score of 71/100 (B).
AIG
Buy60
out of 100
Grade: C
RDN
Strong Buy71
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 49 of every $100 in revenue as profit
Strong operational efficiency at 76.7%
Growing faster than its price suggests
Areas to Watch
ROE of 7.4% — below average capital efficiency
Revenue declined 7.2%
Earnings declined 5.6%
Distress zone — elevated risk
2.7% revenue growth
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : RDN
The strongest argument for RDN centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 48.7% and operating margin at 76.7%. PEG of 0.76 suggests the stock is reasonably priced for its growth.
Bear Case : AIG
The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.
Bear Case : RDN
The primary concerns for RDN are Revenue Growth, Piotroski F-Score.
Key Dynamics to Monitor
AIG profiles as a declining stock while RDN is a value play — different risk/reward profiles.
RDN carries more volatility with a beta of 0.77 — expect wider price swings.
RDN is growing revenue faster at 2.7% — sustainability is the question.
RDN generates stronger free cash flow (406M), providing more financial flexibility.
Bottom Line
RDN scores higher overall (71/100 vs 60/100), backed by strong 48.7% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Radian Group Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Radian Group Inc. is engaged in the mortgage and real estate services business in the United States. The company is headquartered in Philadelphia, Pennsylvania.
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