American International Group Inc (AIG)vsPeapack-Gladstone Financial (PGC)
AIG
American International Group Inc
$74.80
+1.37%
FINANCIAL SERVICES · Cap: $39.67B
PGC
Peapack-Gladstone Financial
$41.75
+0.36%
FINANCIAL SERVICES · Cap: $758.27M
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 9617% more annual revenue ($26.61B vs $273.87M). PGC leads profitability with a 16.0% profit margin vs 11.6%. PGC appears more attractively valued with a PEG of 0.64. PGC earns a higher WallStSmart Score of 76/100 (B+).
AIG
Buy60
out of 100
Grade: C
PGC
Strong Buy76
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 86.0% YoY
Growing faster than its price suggests
Attractively priced relative to earnings
Strong operational efficiency at 28.1%
Revenue surging 25.5% year-over-year
Areas to Watch
ROE of 7.4% — below average capital efficiency
Revenue declined 7.2%
Earnings declined 5.6%
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of 6.6% — below average capital efficiency
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : PGC
The strongest argument for PGC centers on Price/Book, EPS Growth, PEG Ratio. Profitability is solid with margins at 16.0% and operating margin at 28.1%. Revenue growth of 25.5% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.
Bear Case : PGC
The primary concerns for PGC are Market Cap, Return on Equity, Free Cash Flow.
Key Dynamics to Monitor
AIG profiles as a declining stock while PGC is a growth play — different risk/reward profiles.
PGC carries more volatility with a beta of 0.63 — expect wider price swings.
PGC is growing revenue faster at 25.5% — sustainability is the question.
AIG generates stronger free cash flow (636M), providing more financial flexibility.
Bottom Line
PGC scores higher overall (76/100 vs 60/100), backed by strong 16.0% margins and 25.5% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Peapack-Gladstone Financial
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Peapack-Gladstone Financial Corporation is the banking holding company for Peapack-Gladstone Bank providing private banking and wealth management services in the United States. The company is headquartered in Bedminster, New Jersey.
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