WallStSmart

American International Group Inc (AIG)vsNortheast Bancorp (NBN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 11496% more annual revenue ($26.70B vs $230.26M). NBN leads profitability with a 42.7% profit margin vs 11.8%. AIG appears more attractively valued with a PEG of 0.62. NBN earns a higher WallStSmart Score of 75/100 (B+).

AIG

Strong Buy

72

out of 100

Grade: B

Growth: 4.7Profit: 5.5Value: 7.0Quality: 5.0
Piotroski: 4/9Altman Z: 0.67

NBN

Strong Buy

75

out of 100

Grade: B+

Growth: 10.0Profit: 8.0Value: 5.7Quality: 3.5
Piotroski: 5/9Altman Z: -0.44

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.628/10

Growing faster than its price suggests

P/E RatioValuation
13.3x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
21.6%8/10

Earnings expanding 21.6% YoY

NBN6 strengths · Avg: 9.7/10
P/E RatioValuation
10.4x10/10

Attractively priced relative to earnings

Profit MarginProfitability
42.7%10/10

Keeps 43 of every $100 in revenue as profit

Operating MarginProfitability
65.5%10/10

Strong operational efficiency at 65.5%

Revenue GrowthGrowth
34.6%10/10

Revenue surging 34.6% year-over-year

EPS GrowthGrowth
58.3%10/10

Earnings expanding 58.3% YoY

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

AIG3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.4%4/10

1.4% revenue growth

Return on EquityProfitability
7.8%3/10

ROE of 7.8% — below average capital efficiency

Altman Z-ScoreHealth
0.672/10

Distress zone — elevated risk

NBN4 concerns · Avg: 2.5/10
Market CapQuality
$1.04B3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.303/10

Elevated debt levels

PEG RatioValuation
5.272/10

Expensive relative to growth rate

Free Cash FlowQuality
$-10.41M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.62 suggests the stock is reasonably priced for its growth.

Bull Case : NBN

The strongest argument for NBN centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 42.7% and operating margin at 65.5%. Revenue growth of 34.6% demonstrates continued momentum.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.

Bear Case : NBN

The primary concerns for NBN are Market Cap, Debt/Equity, PEG Ratio.

Key Dynamics to Monitor

AIG profiles as a value stock while NBN is a growth play — different risk/reward profiles.

NBN carries more volatility with a beta of 0.60 — expect wider price swings.

NBN is growing revenue faster at 34.6% — sustainability is the question.

AIG generates stronger free cash flow (155M), providing more financial flexibility.

Bottom Line

NBN scores higher overall (75/100 vs 72/100), backed by strong 42.7% margins and 34.6% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Northeast Bancorp

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Northeast Bank offers personal and business banking services in Maine, United States. The company is headquartered in Portland, Maine.

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