American International Group Inc (AIG)vsMoodys Corporation (MCO)
AIG
American International Group Inc
$76.64
+0.80%
FINANCIAL SERVICES · Cap: $39.81B
MCO
Moodys Corporation
$484.96
-0.50%
FINANCIAL SERVICES · Cap: $83.76B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 228% more annual revenue ($26.74B vs $8.16B). MCO leads profitability with a 34.3% profit margin vs 11.1%. AIG appears more attractively valued with a PEG of 0.63. MCO earns a higher WallStSmart Score of 69/100 (B-).
AIG
Buy64
out of 100
Grade: C+
MCO
Strong Buy69
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Generating 1.7B in free cash flow
Every $100 of equity generates 92 in profit
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 49.5%
Earnings expanding 56.7% YoY
Safe zone — low bankruptcy risk
Large-cap with strong market position
Areas to Watch
0.5% revenue growth
ROE of 3.1% — below average capital efficiency
Earnings declined 10.1%
Distress zone — elevated risk
Expensive relative to growth rate
Premium valuation, high expectations priced in
Trading at 27.8x book value
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.63 suggests the stock is reasonably priced for its growth.
Bull Case : MCO
The strongest argument for MCO centers on Return on Equity, Profit Margin, Operating Margin. Profitability is solid with margins at 34.3% and operating margin at 49.5%. Revenue growth of 15.1% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, EPS Growth.
Bear Case : MCO
The primary concerns for MCO are PEG Ratio, P/E Ratio, Price/Book. Debt-to-equity of 2.49 is elevated, increasing financial risk.
Key Dynamics to Monitor
AIG profiles as a value stock while MCO is a growth play — different risk/reward profiles.
MCO carries more volatility with a beta of 1.33 — expect wider price swings.
MCO is growing revenue faster at 15.1% — sustainability is the question.
AIG generates stronger free cash flow (1.7B), providing more financial flexibility.
Bottom Line
MCO scores higher overall (69/100 vs 64/100), backed by strong 34.3% margins and 15.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Moodys Corporation
FINANCIAL SERVICES · FINANCIAL DATA & STOCK EXCHANGES · USA
Moody's Corporation, often referred to as Moody's, is an American business and financial services company. It is the holding company for Moody's Investors Service (MIS), an American credit rating agency, and Moody's Analytics (MA), an American provider of financial analysis software and services.
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