American International Group Inc (AIG)vsJefferies Financial Group Inc (JEF)
AIG
American International Group Inc
$75.33
+0.40%
FINANCIAL SERVICES · Cap: $39.85B
JEF
Jefferies Financial Group Inc
$51.96
-3.65%
FINANCIAL SERVICES · Cap: $11.33B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 395% more annual revenue ($26.74B vs $5.40B). JEF leads profitability with a 23.0% profit margin vs 11.1%. AIG appears more attractively valued with a PEG of 0.57. JEF earns a higher WallStSmart Score of 77/100 (B+).
AIG
Buy64
out of 100
Grade: C+
JEF
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Generating 1.7B in free cash flow
Reasonable price relative to book value
Revenue surging 35.0% year-over-year
Earnings expanding 159.8% YoY
Keeps 23 of every $100 in revenue as profit
Attractively priced relative to earnings
Generating 1.6B in free cash flow
Areas to Watch
0.5% revenue growth
ROE of 7.3% — below average capital efficiency
Earnings declined 10.1%
Distress zone — elevated risk
ROE of 7.0% — below average capital efficiency
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.57 suggests the stock is reasonably priced for its growth.
Bull Case : JEF
The strongest argument for JEF centers on Price/Book, Revenue Growth, EPS Growth. Profitability is solid with margins at 23.0% and operating margin at 16.9%. Revenue growth of 35.0% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, EPS Growth.
Bear Case : JEF
The primary concerns for JEF are Return on Equity, Piotroski F-Score, Altman Z-Score. Debt-to-equity of 3.48 is elevated, increasing financial risk.
Key Dynamics to Monitor
AIG profiles as a value stock while JEF is a growth play — different risk/reward profiles.
JEF carries more volatility with a beta of 1.50 — expect wider price swings.
JEF is growing revenue faster at 35.0% — sustainability is the question.
AIG generates stronger free cash flow (1.7B), providing more financial flexibility.
Bottom Line
JEF scores higher overall (77/100 vs 64/100), backed by strong 23.0% margins and 35.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Jefferies Financial Group Inc
FINANCIAL SERVICES · CAPITAL MARKETS · USA
Jefferies Financial Group Inc. is engaged in investment banking and capital markets, asset management, and direct investment businesses in the Americas, Europe, the Middle East, Africa, and Asia. The company is headquartered in New York, New York.
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