WallStSmart

American International Group Inc (AIG)vsInter & Co. Inc. Class A Common Shares (INTR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 346% more annual revenue ($26.70B vs $5.98B). INTR leads profitability with a 21.9% profit margin vs 11.8%. INTR trades at a lower P/E of 10.8x. INTR earns a higher WallStSmart Score of 73/100 (B).

AIG

Strong Buy

69

out of 100

Grade: B-

Growth: 4.7Profit: 5.5Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

INTR

Strong Buy

73

out of 100

Grade: B

Growth: 9.3Profit: 7.0Value: 6.7Quality: 4.3
Piotroski: 1/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.628/10

Growing faster than its price suggests

P/E RatioValuation
13.4x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
21.6%8/10

Earnings expanding 21.6% YoY

INTR6 strengths · Avg: 8.8/10
P/E RatioValuation
10.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Profit MarginProfitability
21.9%9/10

Keeps 22 of every $100 in revenue as profit

Operating MarginProfitability
28.1%8/10

Strong operational efficiency at 28.1%

Revenue GrowthGrowth
26.4%8/10

Revenue surging 26.4% year-over-year

EPS GrowthGrowth
35.5%8/10

Earnings expanding 35.5% YoY

Areas to Watch

AIG3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.4%4/10

1.4% revenue growth

Return on EquityProfitability
7.7%3/10

ROE of 7.7% — below average capital efficiency

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

INTR1 concerns · Avg: 3.0/10
Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.62 suggests the stock is reasonably priced for its growth.

Bull Case : INTR

The strongest argument for INTR centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 21.9% and operating margin at 28.1%. Revenue growth of 26.4% demonstrates continued momentum.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.

Bear Case : INTR

The primary concerns for INTR are Piotroski F-Score.

Key Dynamics to Monitor

AIG profiles as a value stock while INTR is a growth play — different risk/reward profiles.

INTR carries more volatility with a beta of 1.03 — expect wider price swings.

INTR is growing revenue faster at 26.4% — sustainability is the question.

INTR generates stronger free cash flow (314M), providing more financial flexibility.

Bottom Line

INTR scores higher overall (73/100 vs 69/100), backed by strong 21.9% margins and 26.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Inter & Co. Inc. Class A Common Shares

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Inter & Co. Inc. (ticker: INTR) is a leading financial institution in Brazil renowned for its innovative approach to retail banking, investment management, and wealth management services. The company prioritizes financial inclusion, utilizing cutting-edge technology to improve customer experiences and broaden access to banking across various demographics. With a strong emphasis on digital transformation, Inter & Co. is strategically positioned to seize growth opportunities within Brazil's dynamic financial landscape, making it an attractive investment for institutional investors seeking exposure to emerging markets.

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