American International Group Inc (AIG)vsHorizon Technology Finance (HRZN)
AIG
American International Group Inc
$76.64
+0.80%
FINANCIAL SERVICES · Cap: $39.81B
HRZN
Horizon Technology Finance
$5.01
-1.96%
FINANCIAL SERVICES · Cap: $311.04M
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 27722% more annual revenue ($26.74B vs $96.11M). AIG leads profitability with a 11.1% profit margin vs 5.3%. AIG appears more attractively valued with a PEG of 0.63. AIG earns a higher WallStSmart Score of 64/100 (C+).
AIG
Buy64
out of 100
Grade: C+
HRZN
Buy58
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Generating 1.7B in free cash flow
Reasonable price relative to book value
Strong operational efficiency at 79.4%
Earnings expanding 241.7% YoY
Attractively priced relative to earnings
Areas to Watch
0.5% revenue growth
ROE of 3.1% — below average capital efficiency
Earnings declined 10.1%
Distress zone — elevated risk
Expensive relative to growth rate
2.1% revenue growth
Smaller company, higher risk/reward
ROE of 6.5% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.63 suggests the stock is reasonably priced for its growth.
Bull Case : HRZN
The strongest argument for HRZN centers on Price/Book, Operating Margin, EPS Growth.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, EPS Growth.
Bear Case : HRZN
The primary concerns for HRZN are PEG Ratio, Revenue Growth, Market Cap.
Key Dynamics to Monitor
HRZN carries more volatility with a beta of 0.96 — expect wider price swings.
HRZN is growing revenue faster at 2.1% — sustainability is the question.
AIG generates stronger free cash flow (1.7B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
AIG scores higher overall (64/100 vs 58/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Horizon Technology Finance
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Horizon Technology Finance (HRZN) is a leading specialty finance company dedicated to providing structured debt solutions to growth-stage, venture capital-backed businesses across the technology, life sciences, and sustainability sectors. The firm offers tailored financing options, encompassing both debt capital and equity co-investments, which empower its clients to enhance growth and foster innovation. HRZN's disciplined investment strategy is designed to identify and leverage high-quality opportunities that yield strong risk-adjusted returns, solidifying its position as a key player in advancing technology and sustainability within an ever-evolving market.
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