WallStSmart

American International Group Inc (AIG)vsGold.com, Inc. (GOLD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 70% more annual revenue ($26.61B vs $15.68B). AIG leads profitability with a 11.6% profit margin vs 0.1%. AIG trades at a lower P/E of 13.7x. AIG earns a higher WallStSmart Score of 60/100 (C).

AIG

Buy

60

out of 100

Grade: C

Growth: 2.0Profit: 5.0Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

GOLD

Buy

54

out of 100

Grade: C-

Growth: 9.3Profit: 4.0Value: 4.0Quality: 6.5
Piotroski: 2/9Altman Z: 5.97

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG4 strengths · Avg: 8.8/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

GOLD4 strengths · Avg: 9.5/10
Revenue GrowthGrowth
136.2%10/10

Revenue surging 136.2% year-over-year

EPS GrowthGrowth
70.4%10/10

Earnings expanding 70.4% YoY

Altman Z-ScoreHealth
5.9710/10

Safe zone — low bankruptcy risk

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Areas to Watch

AIG4 concerns · Avg: 2.3/10
Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Revenue GrowthGrowth
-7.2%2/10

Revenue declined 7.2%

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

GOLD4 concerns · Avg: 3.0/10
Market CapQuality
$1.33B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.0%3/10

ROE of 2.0% — below average capital efficiency

Profit MarginProfitability
0.1%3/10

0.1% margin — thin

Operating MarginProfitability
0.4%3/10

Operating margin of 0.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : GOLD

The strongest argument for GOLD centers on Revenue Growth, EPS Growth, Altman Z-Score. Revenue growth of 136.2% demonstrates continued momentum.

Bear Case : AIG

The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.

Bear Case : GOLD

The primary concerns for GOLD are Market Cap, Return on Equity, Profit Margin. A P/E of 98.3x leaves little room for execution misses. Thin 0.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

AIG profiles as a declining stock while GOLD is a hypergrowth play — different risk/reward profiles.

AIG carries more volatility with a beta of 0.60 — expect wider price swings.

GOLD is growing revenue faster at 136.2% — sustainability is the question.

AIG generates stronger free cash flow (636M), providing more financial flexibility.

Bottom Line

AIG scores higher overall (60/100 vs 54/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Gold.com, Inc.

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Barrick Gold Corporation is engaged in the exploration, mining development, production and sale of gold and copper properties. The company is headquartered in Toronto, Canada.

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