American International Group Inc (AIG)vsFirst Hawaiian Inc (FHB)
AIG
American International Group Inc
$76.37
-0.51%
FINANCIAL SERVICES · Cap: $40.16B
FHB
First Hawaiian Inc
$28.60
+0.40%
FINANCIAL SERVICES · Cap: $3.49B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 2975% more annual revenue ($26.70B vs $868.43M). FHB leads profitability with a 32.8% profit margin vs 11.8%. AIG appears more attractively valued with a PEG of 0.62. AIG earns a higher WallStSmart Score of 72/100 (B).
AIG
Strong Buy72
out of 100
Grade: B
FHB
Buy65
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Earnings expanding 21.6% YoY
Reasonable price relative to book value
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 42.1%
Attractively priced relative to earnings
Areas to Watch
1.4% revenue growth
ROE of 7.8% — below average capital efficiency
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.62 suggests the stock is reasonably priced for its growth.
Bull Case : FHB
The strongest argument for FHB centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 32.8% and operating margin at 42.1%.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.
Bear Case : FHB
The primary concerns for FHB are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
AIG profiles as a value stock while FHB is a mature play — different risk/reward profiles.
FHB carries more volatility with a beta of 0.72 — expect wider price swings.
FHB is growing revenue faster at 7.4% — sustainability is the question.
FHB generates stronger free cash flow (155M), providing more financial flexibility.
Bottom Line
AIG scores higher overall (72/100 vs 65/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
First Hawaiian Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
First Hawaiian, Inc. is a banking holding company for First Hawaiian Bank providing a range of banking services to consumers and business customers in the United States.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?