WallStSmart

American International Group Inc (AIG)vsFactSet Research Systems Inc (FDS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 1008% more annual revenue ($26.61B vs $2.40B). FDS leads profitability with a 24.5% profit margin vs 11.6%. AIG appears more attractively valued with a PEG of 0.86. FDS earns a higher WallStSmart Score of 65/100 (B-).

AIG

Buy

60

out of 100

Grade: C

Growth: 2.0Profit: 5.0Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

FDS

Strong Buy

65

out of 100

Grade: B-

Growth: 4.7Profit: 9.0Value: 6.3Quality: 6.3
Piotroski: 4/9Altman Z: 2.57

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG4 strengths · Avg: 8.8/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

FDS4 strengths · Avg: 8.5/10
Return on EquityProfitability
28.1%9/10

Every $100 of equity generates 28 in profit

Profit MarginProfitability
24.5%9/10

Keeps 25 of every $100 in revenue as profit

P/E RatioValuation
14.9x8/10

Attractively priced relative to earnings

Operating MarginProfitability
29.8%8/10

Strong operational efficiency at 29.8%

Areas to Watch

AIG4 concerns · Avg: 2.3/10
Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Revenue GrowthGrowth
-7.2%2/10

Revenue declined 7.2%

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

FDS1 concerns · Avg: 2.0/10
EPS GrowthGrowth
-4.5%2/10

Earnings declined 4.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : FDS

The strongest argument for FDS centers on Return on Equity, Profit Margin, P/E Ratio. Profitability is solid with margins at 24.5% and operating margin at 29.8%. PEG of 1.25 suggests the stock is reasonably priced for its growth.

Bear Case : AIG

The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.

Bear Case : FDS

The primary concerns for FDS are EPS Growth.

Key Dynamics to Monitor

AIG profiles as a declining stock while FDS is a mature play — different risk/reward profiles.

FDS carries more volatility with a beta of 0.72 — expect wider price swings.

FDS is growing revenue faster at 7.1% — sustainability is the question.

AIG generates stronger free cash flow (636M), providing more financial flexibility.

Bottom Line

FDS scores higher overall (65/100 vs 60/100), backed by strong 24.5% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

FactSet Research Systems Inc

FINANCIAL SERVICES · FINANCIAL DATA & STOCK EXCHANGES · USA

FactSet Research Systems Inc. provides integrated financial information and analytical applications to investment and corporate communities in the Americas, EMEA, and Asia Pacific. The company is headquartered in Norwalk, Connecticut.

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