WallStSmart

American International Group Inc (AIG)vsEZCORP Inc (EZPW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 1892% more annual revenue ($26.61B vs $1.34B). AIG leads profitability with a 11.6% profit margin vs 9.2%. EZPW appears more attractively valued with a PEG of 0.28. EZPW earns a higher WallStSmart Score of 72/100 (B).

AIG

Buy

60

out of 100

Grade: C

Growth: 2.0Profit: 5.0Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

EZPW

Strong Buy

72

out of 100

Grade: B

Growth: 8.7Profit: 6.5Value: 7.0Quality: 7.3
Piotroski: 4/9Altman Z: 2.61

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG4 strengths · Avg: 8.8/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

EZPW4 strengths · Avg: 8.5/10
PEG RatioValuation
0.2810/10

Growing faster than its price suggests

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
19.3%8/10

19.3% revenue growth

EPS GrowthGrowth
38.2%8/10

Earnings expanding 38.2% YoY

Areas to Watch

AIG4 concerns · Avg: 2.3/10
Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Revenue GrowthGrowth
-7.2%2/10

Revenue declined 7.2%

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

EZPW1 concerns · Avg: 3.0/10
Market CapQuality
$1.99B3/10

Smaller company, higher risk/reward

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : EZPW

The strongest argument for EZPW centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 19.3% demonstrates continued momentum. PEG of 0.28 suggests the stock is reasonably priced for its growth.

Bear Case : AIG

The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.

Bear Case : EZPW

The primary concerns for EZPW are Market Cap.

Key Dynamics to Monitor

AIG profiles as a declining stock while EZPW is a growth play — different risk/reward profiles.

AIG carries more volatility with a beta of 0.60 — expect wider price swings.

EZPW is growing revenue faster at 19.3% — sustainability is the question.

AIG generates stronger free cash flow (636M), providing more financial flexibility.

Bottom Line

EZPW scores higher overall (72/100 vs 60/100) and 19.3% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

EZCORP Inc

FINANCIAL SERVICES · CREDIT SERVICES · USA

EZCORP, Inc. offers pawn loans in the United States and Latin America. The company is headquartered in Austin, Texas.

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