WallStSmart

American International Group Inc (AIG)vsEast West Bancorp Inc (EWBC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 855% more annual revenue ($26.61B vs $2.79B). EWBC leads profitability with a 50.0% profit margin vs 11.6%. AIG appears more attractively valued with a PEG of 0.86. EWBC earns a higher WallStSmart Score of 72/100 (B).

AIG

Buy

60

out of 100

Grade: C

Growth: 2.0Profit: 5.0Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

EWBC

Strong Buy

72

out of 100

Grade: B

Growth: 8.0Profit: 8.0Value: 5.0Quality: 5.0
Piotroski: 6/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG4 strengths · Avg: 8.8/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

EWBC5 strengths · Avg: 8.8/10
Profit MarginProfitability
50.0%10/10

Keeps 50 of every $100 in revenue as profit

Operating MarginProfitability
65.1%10/10

Strong operational efficiency at 65.1%

P/E RatioValuation
12.5x8/10

Attractively priced relative to earnings

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

EPS GrowthGrowth
23.6%8/10

Earnings expanding 23.6% YoY

Areas to Watch

AIG4 concerns · Avg: 2.3/10
Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Revenue GrowthGrowth
-7.2%2/10

Revenue declined 7.2%

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

EWBC1 concerns · Avg: 2.0/10
PEG RatioValuation
5.582/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : EWBC

The strongest argument for EWBC centers on Profit Margin, Operating Margin, P/E Ratio. Profitability is solid with margins at 50.0% and operating margin at 65.1%. Revenue growth of 14.1% demonstrates continued momentum.

Bear Case : AIG

The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.

Bear Case : EWBC

The primary concerns for EWBC are PEG Ratio.

Key Dynamics to Monitor

AIG profiles as a declining stock while EWBC is a mature play — different risk/reward profiles.

EWBC carries more volatility with a beta of 0.89 — expect wider price swings.

EWBC is growing revenue faster at 14.1% — sustainability is the question.

EWBC generates stronger free cash flow (713M), providing more financial flexibility.

Bottom Line

EWBC scores higher overall (72/100 vs 60/100), backed by strong 50.0% margins and 14.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

East West Bancorp Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

East West Bancorp, Inc. is the banking holding company for East West Bank providing a range of personal and commercial banking services to businesses and individuals in the United States and Greater China. The company is headquartered in Pasadena, California.

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