WallStSmart

American International Group Inc (AIG)vsDiamond Hill Investment Group Inc (DHIL)

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Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 18052% more annual revenue ($26.70B vs $147.10M). DHIL leads profitability with a 33.2% profit margin vs 11.8%. DHIL appears more attractively valued with a PEG of 0.55. DHIL earns a higher WallStSmart Score of 72/100 (B).

AIG

Strong Buy

69

out of 100

Grade: B-

Growth: 4.7Profit: 5.5Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

DHIL

Strong Buy

72

out of 100

Grade: B

Growth: 4.7Profit: 9.0Value: 7.7Quality: 8.5
Piotroski: 4/9Altman Z: 3.73

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.628/10

Growing faster than its price suggests

P/E RatioValuation
13.4x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
21.6%8/10

Earnings expanding 21.6% YoY

DHIL6 strengths · Avg: 9.5/10
P/E RatioValuation
9.8x10/10

Attractively priced relative to earnings

Profit MarginProfitability
33.2%10/10

Keeps 33 of every $100 in revenue as profit

Debt/EquityHealth
0.0410/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.7310/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
29.1%9/10

Every $100 of equity generates 29 in profit

PEG RatioValuation
0.558/10

Growing faster than its price suggests

Areas to Watch

AIG3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.4%4/10

1.4% revenue growth

Return on EquityProfitability
7.7%3/10

ROE of 7.7% — below average capital efficiency

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

DHIL3 concerns · Avg: 2.3/10
Market CapQuality
$473.41M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-6.6%2/10

Revenue declined 6.6%

Free Cash FlowQuality
$-1.26B2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.62 suggests the stock is reasonably priced for its growth.

Bull Case : DHIL

The strongest argument for DHIL centers on P/E Ratio, Profit Margin, Debt/Equity. Profitability is solid with margins at 33.2% and operating margin at 24.8%. PEG of 0.55 suggests the stock is reasonably priced for its growth.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.

Bear Case : DHIL

The primary concerns for DHIL are Market Cap, Revenue Growth, Free Cash Flow.

Key Dynamics to Monitor

AIG profiles as a value stock while DHIL is a declining play — different risk/reward profiles.

DHIL carries more volatility with a beta of 0.75 — expect wider price swings.

AIG is growing revenue faster at 1.4% — sustainability is the question.

AIG generates stronger free cash flow (155M), providing more financial flexibility.

Bottom Line

DHIL scores higher overall (72/100 vs 69/100), backed by strong 33.2% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Diamond Hill Investment Group Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Diamond Hill Investment Group, Inc., provides fund management and investment advisory services in the United States. The company is headquartered in Columbus, Ohio.

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